Perched on one of the largest Gulf-front parcels in Dune Allen, this extraordinary retreat is not only a rare beachfront estate but also an exceptional rental performer, already generating over $210,000 in base rental income year-to-date for 2026. Boasting 100 feet of pristine shoreline and a front-row seat to Florida's most captivating sunsets, the home offers an unmatched combination of luxury, exclusivity, and investment potential. With floor-to-ceiling windows lining the western side, the home opens up to unbroken views down the beach to Sandestin, showcasing breathtaking coastline and Gulf vistas from nearly every angle. Inside, expansive windows frame the Gulf at every opportunity. Each of the four bedrooms offers unobstructed water views, while the primary suite features a private sitting area overlooking the coastline. The main floor offers generous living and dining areas, a thoughtfully arranged kitchen, guest suite, and multiple spots for lounging or entertaining -- all framed by sweeping vistas and the sound of the surf. Upstairs, the layout continues to impress with additional guest bedrooms and a spa-like master bath. Recently updated with all-new windows (2025), the home also features a private bonfire pit, 100 feet of deeded beach access, and a beach setup of four chairs and two umbrellas, provided seasonally. With no HOA or covenants and a strong rental history in place, this .45-acre property combines the rarest elements: privacy, income potential, and... an unbeatable beachfront location. Located just moments from Gulf Place, Oyster Lake, and the vibrant 30A corridor, this is more than a home, it's a legacy coastal haven where the sea, sky, and sand come together in spectacular harmony. Reach out our way today for your private viewing.
For sale
Price cut: $200K (8/11)
$3,999,999
113 Fort Panic Rd, Santa Rosa Beach, FL 32459
4beds
2,296sqft
Single Family Residence
Built in 1996
0.45 Acres Lot
$3,658,400 Zestimate®
$1,742/sqft
$-- HOA
What's special
Additional guest bedroomsLargest gulf-front parcelsSpa-like master bathThoughtfully arranged kitchenUnbeatable beachfront locationPrivate bonfire pit
- 509 days
- 991
- 62
Zillow last checked:
Listing updated:
Listed by:
Caleb Midgett caleb@scenicsir.com,
Scenic Sotheby's International Realty
Source: ECAOR,MLS#: 975231
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: Second
- Area: 216 Square Feet
- Dimensions: 16 x 13.5
Dining area
- Level: First
- Area: 165 Square Feet
- Dimensions: 16.5 x 10
Kitchen
- Level: First
- Area: 122.5 Square Feet
- Dimensions: 12.25 x 10
Living room
- Level: First
- Area: 216 Square Feet
- Dimensions: 16 x 13.5
Sitting room
- Level: First
- Area: 203.28 Square Feet
- Dimensions: 15.25 x 13.33
Sitting room
- Level: Second
- Area: 213.84 Square Feet
- Dimensions: 17.83 x 12
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Kitchen Island, Newly Painted
- Flooring: Tile
- Windows: Window Treatments
- Has fireplace: Yes
- Fireplace features: EPA Qualified Fireplace
- Furnished: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,296
- Total interior livable area: 2,296 sqft
Property
Features
- Stories: 2
- Patio & porch: Deck, Porch
- Exterior features: Outdoor Grill, Balcony, Outdoor Shower
- Fencing: Partial
- Has view: Yes
- View description: Gulf, Lake
- Has water view: Yes
- Water view: Gulf,Lake
- Waterfront features: Gulf, Gulf/Pass, Shore - Beach, Shore - Natural, Waterfront
Lot
- Size: 0.45 Acres
- Dimensions: 126 x 104 x 101 x 179
- Features: Dead End, Survey Available, Within 1/2 Mile to Water
Details
- Parcel number: 043S20341100000090
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subtype: Single Family Residence
Materials
- Frame, Vinyl Siding
- Roof: Metal
Condition
- Construction Complete,Renovated
- New construction: No
- Year built: 1996
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Waterfront
- Security: Smoke Detector(s)
- Subdivision: SANTA ROSA DUNES
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $1,742/sqft
- Tax assessed value: $3,774,547
- Annual tax amount: $34,106
- Date on market: 4/30/2025
Estimated market value
$3,658,400
$3.48M - $3.84M
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 8/11/2026 | Price change | $3,999,999-4.8%$1,742/sqft |
Source: | ||
| 7/13/2026 | Price change | $4,200,000-6.7%$1,829/sqft |
Source: | ||
| 5/30/2026 | Price change | $4,500,000-4.3%$1,960/sqft |
Source: | ||
| 3/10/2026 | Price change | $4,700,000+2.2%$2,047/sqft |
Source: | ||
| 1/8/2026 | Price change | $4,600,000-7.9%$2,003/sqft |
Source: | ||
| 8/21/2025 | Price change | $4,995,000-7.5%$2,176/sqft |
Source: | ||
| 6/26/2025 | Price change | $5,400,000-1.8%$2,352/sqft |
Source: | ||
| 4/30/2025 | Listed for sale | $5,500,000+34.1%$2,395/sqft |
Source: | ||
| 8/23/2022 | Sold | $4,100,000-4.6%$1,786/sqft |
Source: | ||
| 8/20/2022 | Pending sale | $4,299,000$1,872/sqft |
Source: | ||
| 8/20/2022 | Listed for sale | $4,299,000$1,872/sqft |
Source: | ||
| 6/13/2022 | Listing removed | -- |
Source: BHHS broker feed Report a problem | ||
| 6/12/2022 | Listed for sale | $4,299,000$1,872/sqft |
Source: | ||
| 3/15/2022 | Pending sale | $4,299,000$1,872/sqft |
Source: | ||
| 2/5/2022 | Listed for sale | $4,299,000$1,872/sqft |
Source: | ||
| 1/7/2022 | Pending sale | $4,299,000$1,872/sqft |
Source: | ||
| 12/27/2021 | Listed for sale | $4,299,000+13.1%$1,872/sqft |
Source: | ||
| 8/4/2021 | Sold | $3,800,000-52.4%$1,655/sqft |
Source: | ||
| 8/4/2021 | Price change | $7,990,000+100.3%$3,480/sqft |
Source: | ||
| 6/20/2021 | Pending sale | $3,990,000-50.1%$1,738/sqft |
Source: | ||
| 5/26/2021 | Price change | $7,990,000+100.3%$3,480/sqft |
Source: | ||
| 4/30/2021 | Price change | $3,990,000-5%$1,738/sqft |
Source: | ||
| 3/18/2021 | Listed for sale | $4,199,000+55.5%$1,829/sqft |
Source: | ||
| 11/5/2020 | Sold | $2,700,000+31.7%$1,176/sqft |
Source: | ||
| 7/26/2019 | Sold | $2,050,000-31.6%$893/sqft |
Source: Public Record Report a problem | ||
| 7/11/2019 | Pending sale | $2,997,000+3646.3%$1,305/sqft |
Source: Scenic Sotheby's International Realty #814072 Report a problem | ||
| 8/23/2004 | Sold | $80,000+77.8%$35/sqft |
Source: Public Record Report a problem | ||
| 7/9/2004 | Sold | $45,000$20/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $34,106 +5.6% | $3,774,547 +6.7% |
| 2024 | $32,308 -0.3% | $3,537,014 -0.8% |
| 2023 | $32,412 +17.9% | $3,567,046 +20.3% |
| 2022 | $27,481 +21.8% | $2,965,381 +27.2% |
| 2021 | $22,570 +24% | $2,331,637 +27.9% |
| 2020 | $18,201 +192.2% | $1,823,296 +174.3% |
| 2019 | $6,229 | $664,618 +1.9% |
| 2018 | $6,229 +1.6% | $652,226 +2.1% |
| 2017 | $6,131 +2.8% | $638,811 +2.1% |
| 2016 | $5,963 +1.2% | $625,672 +0.7% |
| 2015 | $5,890 -0.9% | $621,323 +0.8% |
| 2014 | $5,941 | $616,395 +1.5% |
| 2013 | -- | $607,286 +1.7% |
| 2012 | -- | $597,135 +3% |
| 2011 | -- | $579,743 +1.5% |
| 2010 | -- | $571,175 +2.7% |
| 2009 | -- | $556,164 +0.1% |
| 2008 | -- | $555,608 +3% |
| 2007 | -- | $539,425 +5.5% |
| 2005 | -- | $511,448 +3% |
| 2004 | -- | $496,551 +1.9% |
| 2003 | -- | $487,292 +2.4% |
| 2002 | -- | $475,871 +1.6% |
| 2001 | -- | $468,377 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32459
Nearby schools
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





