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  • Price cut: $20K (4/29)
    $915,000

    1172 Settlers Ridge Rd #28, Ellijay, GA 30540

    4beds
    2,958sqft
    : 
    Single Family Residence, Cabin
    Built in 2016
    1.59 Acres Lot
    $888,300 Zestimate®
    $309/sqft
    $25/mo HOA

    What's special

    Cozy wood-burning stoveSoaring ceilingsDedicated officeOpen-concept living spaceStriking timber-frame entrySerene wooded settingMaintenance-free leaf guard gutters
    Welcome to 1172 Settlers Ridge in Homestead Mountain - a refined mountain retreat where timeless craftsmanship meets elevated, sustainable living. Privately nestled in the sought-after Homestead Mountain community in the heart of North Georgia, this 4-bedroom, 3.5-bath log-style residence offers a rare blend of rustic elegance and modern innovation. From the moment you arrive, the striking timber-frame entry, expansive concrete drive, and serene wooded setting create a grand yet inviting sense of arrival. Inside, soaring ceilings, a dramatic floor-to-ceiling stone fireplace, and walls of glass bathe the home in natural light, seamlessly blending indoor comfort with the surrounding landscape. Custom window coverings add a polished, tailored finish. The open-concept living space flows effortlessly onto two full-length covered decks-ideal for entertaining or quiet moments immersed in nature. A rare and highly desirable feature, the home offers TWO primary suites on the main level, providing flexibility, privacy, and comfort for both owners and guests. Thoughtfully designed for lasting quality, the home features brand-new porch railings, a convenient walk-up ramp, and a Rhino Shield exterior with transferable warranty. Maintenance-free leaf guard gutters add ease to everyday living. For the discerning buyer seeking efficiency without compromise, the privately owned solar system (not leased) delivers energy efficiency and long-term savings. Additional features include a dedicated office, workshop, cozy wood-burning stove, and refined upgrades throughout- each detail curated for both function and comfort. Impeccably maintained and move-in ready, this property offers a rare combination of privacy, quality, and low-maintenance living-positioning it as a standout offering in today's market. Whether a full-time residence or luxurious mountain escape, this is where lifestyle, comfort, and intention come together beautifully.
    46 days
    |
    202
    |
    3
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Kerry Bernard 7065157653,

    RE/MAX Town & Country

    Source: GAMLS,MLS#: 10714891MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Rooms
      • Room types: Game Room, Great Room, Office
      Dining room
      • Features: Dining Rm/Living Rm Combo
      Kitchen
      • Features: Kitchen Island, Solid Surface Counters
      Heating
      • Central
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s), Washer
      • Laundry: Laundry Closet
      Features
      • Master On Main Level, Separate Shower, Walk-In Closet(s)
      • Flooring: Hardwood, Tile
      • Basement: Finished,Full
      • Number of fireplaces: 3
      • Fireplace features: Gas Log, Living Room, Outside
      Interior area
      • Total structure area: 2,958
      • Total interior livable area: 2,958 sqft
      • Finished area above ground: 2,958
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Kitchen Level
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Porch
      • Has view: Yes
      • View description: Mountain(s)
      Lot
      • Size: 1.59 Acres
      • Features: Level
      Details
      • Additional structures: Outbuilding
      • Parcel number: 3091M 028
      • Special conditions: Covenants/Restrictions

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence, Cabin
      Materials
      • Log
      • Roof: Composition
      Condition
      • Resale
      • New construction: No
      • Year built: 2016

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: Cable Available, Electricity Available, High Speed Internet, Water Available
      Green energy
      • Energy generation: Solar

      Community & HOA

      Community
      • Features: Gated
      • Security: Gated Community
      • Subdivision: Homestead Mountain
      HOA
      • Has HOA: Yes
      • Services included: None
      • HOA fee: $300 annually
      Location
      • Region: Ellijay

      Financial & listing details

      • Price per square foot: $309/sqft
      • Annual tax amount: $662
      • Date on market: 3/20/2026
      • Cumulative days on market: 46 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: 1031 Exchange,Cash,Conventional,FHA,VA Loan
      • Electric utility on property: Yes
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        Estimated market value

        $888,300

        $844,000 - $933,000

        $3,609/mo

        Price history

        DateEventPrice
        4/29/2026Price change$915,000-2.1%$309/sqft
        Source: GAMLS #10714891 Report a problem
        4/9/2026Price change$935,000-1.6%$316/sqft
        Source: GAMLS #10714891 Report a problem
        3/20/2026Listed for sale$949,900$321/sqft
        Source: GAMLS #10714891 Report a problem
        11/24/2025Listing removed$949,900$321/sqft
        Source: GAMLS #10532530 Report a problem
        10/1/2025Price change$949,900-1.6%$321/sqft
        Source: GAMLS #10532530 Report a problem
        5/30/2025Listed for sale$965,000$326/sqft
        Source: GAMLS #10532530 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment
        $4,747/mo
        Principal & interest
        $4432
        Property taxes
        $290
        HOA Fees
        $25
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          Climate risks

          Neighborhood: 30540

          Getting around

          0 / 100
          Car-Dependent

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Ellijay
          • Middle: Clear Creek
          • High: Gilmer

          Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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