Welcome to 1172 Settlers Ridge in Homestead Mountain — a refined mountain retreat where timeless craftsmanship meets elevated, sustainable living. Privately nestled in the sought-after Homestead Mountain community in the heart of North Georgia, this 4-bedroom, 3.5-bath log-style residence offers a rare blend of rustic elegance and modern innovation. From the moment you arrive, the striking timber-frame entry, expansive concrete drive, and serene wooded setting create a grand yet inviting sense of arrival. Inside, soaring ceilings, a dramatic floor-to-ceiling stone fireplace, and walls of glass bathe the home in natural light, seamlessly blending indoor comfort with the surrounding landscape. Custom window coverings add a polished, tailored finish. The open-concept living space flows effortlessly onto two full-length covered decks—ideal for entertaining or quiet moments immersed in nature. A rare and highly desirable feature, the home offers TWO primary suites on the main level, providing flexibility, privacy, and comfort for both owners and guests. Thoughtfully designed for lasting quality, the home features brand-new porch railings, a convenient walk-up ramp, and a Rhino Shield exterior with transferable warranty. Maintenance-free leaf guard gutters add ease to everyday living. For the discerning buyer seeking efficiency without compromise, the privately owned solar system (not leased) delivers energy efficiency and long-term savings. Additional features include a dedicated office, workshop, cozy wood-burning stove, and refined upgrades throughout- each detail curated for both function and comfort. Impeccably maintained and move-in ready, this property offers a rare combination of privacy, quality, and low-maintenance living—positioning it as a standout offering in today’s market. Whether a full-time residence or luxurious mountain escape, this is where lifestyle, comfort, and intention come together beautifully.
Active
Price cut: $20K (4/29)
$915,000
1172 Settlers Ridge Rd, Ellijay, GA 30540
4beds
--sqft
Est.:
Single Family Residence, Residential, Cabin
Built in 2016
1.59 Acres Lot
$902,100 Zestimate®
$--/sqft
$25/mo HOA
What's special
Cozy wood-burning stoveSoaring ceilingsDedicated officeOpen-concept living spaceStriking timber-frame entryRefined upgrades throughoutTwo full-length covered decks
- 66 days |
- 227 |
- 5 |
Zillow last checked:
Listing updated:
Listing Provided by:
Kerry Bernard,
RE/MAX Town And Country 561-309-2179
Source: FMLS GA,MLS#: 7738838
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 2
Rooms
- Room types: Computer Room, Game Room, Great Room, Office
Primary bedroom
- Features: Master on Main
- Level: Master on Main
Bedroom
- Features: Master on Main
Primary bathroom
- Features: Shower Only
Dining room
- Features: Great Room
Kitchen
- Features: Eat-in Kitchen, Kitchen Island, Solid Surface Counters, View to Family Room
Heating
- Central
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Dryer, Gas Range, Microwave, Refrigerator, Washer
- Laundry: Laundry Closet, Main Level
Features
- Cathedral Ceiling(s), High Speed Internet, Walk-In Closet(s)
- Flooring: Ceramic Tile, Hardwood
- Windows: Insulated Windows
- Basement: Exterior Entry,Finished,Full,Interior Entry
- Number of fireplaces: 3
- Fireplace features: Basement, Gas Log, Living Room, Outside
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 0
- Finished area above ground: 2,958
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Parking features: Driveway, Kitchen Level, Level Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Front Porch, Rear Porch
- Exterior features: No Dock
- Pool features: None
- Spa features: None
- Fencing: None
- Has view: Yes
- View description: Mountain(s)
- Waterfront features: None
- Body of water: None
Lot
- Size: 1.59 Acres
- Features: Landscaped, Level, Sloped
Details
- Additional structures: Outbuilding
- Parcel number: 3091M 028
- Other equipment: None
- Horse amenities: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cabin,Traditional
- Property subtype: Single Family Residence, Residential, Cabin
Materials
- Log
- Foundation: Block
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 2016
Utilities & green energy
- Electric: 220 Volts
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Cable Available, Electricity Available, Water Available
Green energy
- Energy efficient items: None
- Energy generation: Solar
Community & HOA
Community
- Features: Gated, Homeowners Assoc
- Security: Security Gate
- Subdivision: Homestead Mountain
HOA
- Has HOA: Yes
- HOA fee: $300 annually
Location
- Region: Ellijay
Financial & listing details
- Tax assessed value: $744,300
- Annual tax amount: $662
- Date on market: 3/20/2026
- Cumulative days on market: 66 days
- Ownership: Fee Simple
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
$902,100
$857,000 - $947,000
$3,970/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/29/2026 | Price change | $915,000-2.1% |
Source: NGBOR #425115 Report a problem | ||
| 4/9/2026 | Price change | $935,000-1.6% |
Source: NGBOR #425115 Report a problem | ||
| 2/20/2026 | Listed for sale | $949,900 |
Source: NGBOR #425115 Report a problem | ||
| 11/24/2025 | Listing removed | $949,900 |
Source:  FMLS GA #7588404 Report a problem | ||
| 10/1/2025 | Price change | $949,900-1.6% |
Source: NGBOR #415932 Report a problem | ||
| 5/22/2025 | Listed for sale | $965,000+1654.5% |
Source: NGBOR #415932 Report a problem | ||
| 11/3/2015 | Sold | $55,000 |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $644 -2.7% | $297,720 +2.8% |
| 2023 | $662 -13.5% | $289,560 +14.9% |
| 2022 | $766 -79% | $252,000 +23.8% |
| 2021 | $3,653 +32.2% | $203,560 +46.9% |
| 2020 | $2,763 -4.3% | $138,576 |
| 2019 | $2,887 -2.8% | $138,576 -0.2% |
| 2018 | $2,969 +1.3% | $138,840 +23.7% |
| 2017 | $2,932 +8% | $112,240 +308.4% |
| 2016 | $2,715 +391.7% | $27,480 +56.1% |
| 2015 | $552 +27.3% | $17,600 |
| 2014 | $434 -3.8% | $17,600 |
| 2013 | $451 | $17,600 |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 30540
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 5/10Ellijay Elementary SchoolGrades: PK-5Distance: 7.7 mi
- 7/10Clear Creek Middle SchoolGrades: 6-8Distance: 12.8 mi
- 7/10Gilmer High SchoolGrades: 9-12Distance: 9.3 mi
Schools provided by the listing agent
- Elementary: Ellijay
- Middle: Clear Creek
- High: Gilmer
Source: FMLS GA. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Georgia
- Gilmer County
- Cherrylog
- 30540
- 1172 Settlers Ridge Rd
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