**Mountain Living Meets River Romance in Blue Ridge** Nestled at the end of a peaceful cul-de-sac, this custom-built four-bedroom, three-bathroom retreat offers the rare combination of serene privacy and vibrant community connection that mountain home seekers dream about. Step inside to discover an open floor plan bathed in natural light, where the living spaces flow effortlessly from one to the next. A welcoming fireplace anchors the main gathering area, creating the perfect backdrop for cozy evenings after days spent exploring the North Georgia mountains. The primary bedroom suite and convenient laundry room occupy the main level, delivering single-story living where it matters most. Venture downstairs to the terrace level, where an expansive family room awaits with its own fireplace—ideal for game nights, movie marathons, or hosting overnight guests. Through the windows, a wooded backyard offers privacy and the gentle soundtrack of nature, with a meandering creek at the property's edge through the trees. An attached 8 by 20 workshop and storage building provides ample space for tools, outdoor gear, or creative projects. This gated trout fishing community delivers exceptional amenities, including deeded river access and a charming riverside park with pavilion along the Toccoa River—perfect for afternoon picnics or launching kayaking adventures from the nearby put-in point. Golf enthusiasts will appreciate the proximity to Old Toccoa Farm Golf and Country Club, while the vibrant shops, breweries, and restaurants of downtown Blue Ridge and McCaysville-Copperhill sit just minutes away. With short-term rentals permitted and paved roads throughout, this property presents outstanding investment potential alongside genuine mountain lifestyle appeal. Schedule your private showing today and discover why Blue Ridge captures hearts.
Active
Price cut: $13K (1/8)
$677,000
125 Winding Creek Rd, Blue Ridge, GA 30513
4beds
3,068sqft
Est.:
Residential
Built in 2020
1.83 Acres Lot
$-- Zestimate®
$221/sqft
$33/mo HOA
What's special
Wooded backyard offers privacyCustom-built four-bedroom three-bathroom retreat
- 193 days |
- 661 |
- 11 |
Zillow last checked: 8 hours ago
Listing updated: January 15, 2026 at 09:53am
Listed by:
Tanya Bailey 706-455-6099,
BHGRE Metro Brokers - Blue Ridge
Source: NGBOR,MLS#: 418106
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 2
Rooms
- Room types: Living Room, Kitchen, Laundry, Bonus Room, Great Room
Primary bedroom
- Level: Main
Heating
- Central, Propane
Cooling
- Central Air
Appliances
- Included: Refrigerator, Microwave, Dishwasher, Washer
- Laundry: Main Level, Laundry Room
Features
- Pantry, Ceiling Fan(s), Cathedral Ceiling(s), Sheetrock, Wood, See Remarks, High Speed Internet
- Flooring: Wood, Tile
- Basement: Finished,Full
- Number of fireplaces: 1
- Fireplace features: Ventless, Gas Log, Outside
Interior area
- Total structure area: 3,068
- Total interior livable area: 3,068 sqft
Video & virtual tour
Property
Parking
- Parking features: Driveway, Gravel, Concrete
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch, Deck, Covered
- Exterior features: Storage, Private Yard
- Has view: Yes
- View description: Trees/Woods
- Body of water: Toccoa
- Frontage type: Road,Deeded Access
Lot
- Size: 1.83 Acres
- Topography: Level,Sloping,Wooded
Details
- Parcel number: 0051 46C08
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,Craftsman
- Property subtype: Residential
Materials
- Frame, Composite
- Roof: Shingle
Condition
- Resale
- New construction: No
- Year built: 2020
Utilities & green energy
- Sewer: Septic Tank
- Water: Community
- Utilities for property: Cable Available, Cable Internet
Community & HOA
Community
- Features: Gated, River Access, Pavilion
- Subdivision: River Ridge
HOA
- Has HOA: Yes
- HOA fee: $400 annually
Location
- Region: Blue Ridge
Financial & listing details
- Price per square foot: $221/sqft
- Tax assessed value: $525,908
- Annual tax amount: $1,928
- Date on market: 8/18/2025
- Road surface type: Gravel, Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/8/2026 | Price change | $677,000-1.9%$221/sqft |
Source: NGBOR #418106 Report a problem | ||
| 11/13/2025 | Price change | $690,000-5.3%$225/sqft |
Source: | ||
| 10/11/2025 | Price change | $729,000-2.8%$238/sqft |
Source: NGBOR #418106 Report a problem | ||
| 8/18/2025 | Listed for sale | $749,900+2172.4%$244/sqft |
Source: NGBOR #418106 Report a problem | ||
| 12/30/2019 | Sold | $33,000$11/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,928 +9.1% | $210,363 +21.3% |
| 2023 | $1,768 +0% | $173,375 |
| 2022 | $1,767 +17.5% | $173,375 +61.7% |
| 2021 | $1,504 +699.2% | $107,240 +553.9% |
| 2020 | $188 -21.1% | $16,400 |
| 2019 | $238 -5.7% | $16,400 |
| 2018 | $253 +0.7% | $16,400 -14.4% |
| 2017 | $251 -22.9% | $19,160 |
| 2016 | $325 | $19,160 |
| 2015 | $325 -4.3% | $19,160 +0.8% |
| 2014 | $340 | $19,016 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,349/mo
Principal & interest
$3119
Property taxes
$197
HOA Fees
$33
Climate risks
Neighborhood: 30513
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 7/10West Fannin Elementary SchoolGrades: PK-5Distance: 2.7 mi
- 7/10Fannin County Middle SchoolGrades: 6-8Distance: 3.7 mi
- 4/10Fannin County High SchoolGrades: 9-12Distance: 4.5 mi







