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For sale
  • $1,600,000

    520 Cedar Springs Church Rd SE, Cleveland, TN 37323

    5beds
    4,921sqft
    : 
    $8,646/mo
    Get pre-qualified
    Single Family Residence
    Built in 2012
    17.54 Acres Lot
    $1,509,400 Zestimate®
    $325/sqft
    $-- HOA

    What's special

    Finished daylight basementSpring fed pondFenced rolling pastureWalk-in closetGated entryCircular drivewayLush grounds
    Acreage opportunity in the heart of Cleveland, TN! Custom built in 2012, this cottage style, 5 bedroom, 4 full bath home is perfectly positioned on 17.54 +/- acres with a gated entry, lush grounds and a spring fed pond. Exuding curb appeal with its stone and Hardie exterior, wrap around covered porch and mature landscaping, the interior will equally impress with its hardwood floors, shiplap accents, multiple sets of French doors, crown moldings, marble countertops, decorative and recessed lighting, open floor plan, 3 bedrooms on the main, including the primary suite, a finished daylight basement, great outdoor living spaces, a double garage and circular driveway. Your tour of this home begins with the wonderfully open living, dining and kitchen. This space boasts a stone gas fireplace, beamed ceiling and access to the covered front porch and the rear screened porch which also with a gas fireplace and access to a beautifully landscaped fenced yard area providing a nice flow for indoor to outdoor entertaining and everyday living. The kitchen will delight the home chef with its center island, marble and granite countertops, marble tile backsplash, GE monogram appliances including double wall ovens and gas cooktop, under-cabinet lighting and a large walk-in pantry in the hallway. Antique pine French doors open to a cozy den with another gas fireplace that has built-ins on either side. A hallway leads to the primary suite, and along the way you will find the laundry room with access to the garage. The primary bedroom boasts a luxurious private bath with dual marble vanity, jetted tub, double shower, water closet and a walk-in closet. Two additional bedrooms, a shared bath and a full hall guest bath round out this level. The 2nd floor is versatile and could serve as an in-law suite if desired with a landing sitting area, two oversized bedrooms or bonus rooms, 3 walk-in closets, a full bath and walk-out attic storage. Head downstairs where you will discover a spacious family room with another fireplace and room for a dining or rec area. It also has French doors to a covered patio with views of the pond, a full bath, and a safe room with poured concrete walls. The fenced rolling pasture, wooded backdrop and the kind of privacy that only acreage can truly provide add to the allure, and it is only 15 minutes from the Ocoee River, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.
    16 days
    |
    9,659
    |
    215
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Jay Robinson 423-903-6404,

    Keller Williams Realty 423-664-1900,

    Rebekah Sharpe 423-402-7746,

    Keller Williams Realty

    Source: Greater Chattanooga Realtors,MLS#: 1538498

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 5
      • Full bathrooms: 5
      Primary bedroom
      • Level: First
      Bedroom
      • Level: First
      Bedroom
      • Level: First
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Primary bathroom
      • Level: First
      Bathroom
      • Level: First
      Bathroom
      • Level: Second
      Bathroom
      • Level: Basement
      Den
      • Level: First
      Dining room
      • Level: First
      Family room
      • Level: Basement
      Great room
      • Level: First
      Kitchen
      • Level: First
      Laundry
      • Level: First
      Loft
      • Level: Second
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Convection Oven, Dryer, Disposal, Double Oven, Dishwasher, Electric Water Heater, Gas Cooktop, Microwave, Refrigerator
      • Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
      Features
      • Beamed Ceilings, Ceiling Fan(s), Chandelier, Double Vanity, Granite Counters, High Ceilings, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Recessed Lighting, See Remarks, Storage, Walk-In Closet(s), Separate Shower, Tub/shower Combo, En Suite, Whirlpool Tub, Connected Shared Bathroom
      • Flooring: Carpet, Hardwood, Tile
      • Windows: Insulated Windows, Plantation Shutters
      • Basement: Finished
      • Number of fireplaces: 3
      • Fireplace features: Den, Gas Starter, Gas Log, Great Room, Outside
      Interior area
      • Total structure area: 4,921
      • Total interior livable area: 4,921 sqft
      • Finished area above ground: 4,099
      • Finished area below ground: 832

      Property

      Parking
      • Total spaces: 2
      • Parking features: Circular Driveway, Driveway, Gated, Off Street, Paved, Garage Faces Side, Kitchen Level
      • Attached garage spaces: 2
      Features
      • Levels: Three Or More
      • Stories: 3
      • Patio & porch: Wrap Around, Porch - Screened, Porch - Covered
      • Exterior features: Private Yard, Rain Gutters
      • Fencing: Gate,Partial
      • Waterfront features: Pond
      Lot
      • Size: 17.54 Acres
      • Dimensions: 17.54
      • Features: Back Yard, Front Yard, Gentle Sloping, Landscaped, Level, Pasture, Pond on Lot, Private, See Remarks, Rural
      Details
      • Parcel number: 088 010.03
      • Special conditions: Standard
      • Other equipment: Generator

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Brick, Stone, Fiber Cement
      • Foundation: Block
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2012

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Phone Connected, Propane, Water Connected

      Community & HOA

      Community
      • Security: Smoke Detector(s), Security Gate
      • Subdivision: None
      HOA
      • Has HOA: No
      Location
      • Region: Cleveland

      Financial & listing details

      • Price per square foot: $325/sqft
      • Tax assessed value: $1,018,100
      • Annual tax amount: $2,587
      • Date on market: 7/10/2026
      • Listing terms: Cash,Conventional
      • Road surface type: Paved

        Estimated market value

        $1,509,400

        $1.43M - $1.58M

        $3,029/mo

        Price history

        DateEventPrice
        7/10/2026Listed for sale$1,600,000+2180.5%$325/sqft
        Source: Greater Chattanooga Realtors #1538498 Report a problem
        5/31/2025Listing removed$3,900$1/sqft
        Source: Zillow Rentals Report a problem
        5/16/2025Price change$3,900-20.4%$1/sqft
        Source: Zillow Rentals Report a problem
        4/23/2025Listed for rent$4,900$1/sqft
        Source: Zillow Rentals Report a problem
        4/5/2013Sold$70,160$14/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $209,875 +58.5%
        2024$2,375 $132,425
        2023$2,375 $132,425
        2022$2,375 $132,425
        2021$2,375 +3.6%$132,425 +28.4%
        2019$2,292 +5.9%$103,150
        2018$2,165 +0%--
        2017$2,165 -1.1%--
        2016$2,190 --
        2015$2,190 +3.4%--
        2014$2,117 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 37323

        Getting around

        0 / 100
        Car-Dependent
        22 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Waterville Elementary
        • Middle: Lake Forest Middle
        • High: Bradley Central High

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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