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For sale
  • $2,495,000

    2276 Mosquito Point Rd, White Stone, VA 22578

    4beds
    3,470sqft
    : Get pre-qualified
    Single Family Residence
    Built in 1940
    4.8 Acres Lot
    $2,346,800 Zestimate®
    $719/sqft
    $-- HOA

    What's special

    Poised at the storied confluence of the Rappahannock River and the Chesapeake Bay, this exceptional 4.8-acre waterfront estate represents a rare convergence of privacy, natural grandeur, and timeless Tidewater architecture. A winding gravel lane meanders through park-like grounds past towering hardwoods and sweeping lawns, offering tantalizing glimpses of open water before the bay reveals itself in full — a narrow barrier island shimmering on the horizon, the sky vast and endlessly open overhead. Built in 1940 and positioned atop a gentle knoll, the 3,470-square-foot residence commands breathtaking bay vistas, brilliant sunrises, and moonrises that paint the Rappahannock silver. The generous living room, anchored by a handsome masonry fireplace, opens onto a long deck spanning the full length of the home — an incomparable perch for morning coffee, sunset gatherings, and everything in between. The soothing rhythm of waves against the shoreline and the ever-shifting quality of bay light make even an ordinary afternoon feel rare, unhurried, and deeply restorative out on that long, lovely deck. A light-filled dining room is refined yet warmly welcoming. The cozy family room with full bath invites easy everyday living, while the kitchen’s bright breakfast nook frames captivating water views at every meal. The generous first-floor primary suite is a true retreat — its own fireplace, a private riverside deck, two walk-in closets, and a spacious bath. Upstairs, four bedrooms and two full baths are arranged across two wings connected by a charming hall, ideally suited for families and guests of all generations. Offered with full acknowledgment that updating and remodeling await the next steward, the home is priced accordingly— a compelling opportunity to craft something truly personal and enduring in one of the most coveted settings on the Northern Neck. A screened porch, fenced pool terrace, an attached three-bay garage, private pier, and a pristine sandy beach complete this once-in-a-generation Chesapeake Bay estate.
    24 days
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    638
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    13
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    Zillow last checked:

    Listing updated:

    Listed by:

    Emily E. Carter 804-436-4949,

    Jim & Pat Carter Real Estate,

    Emily C Donofrio 804-761-1488,

    Jim & Pat Carter Real Estate

    Source: Chesapeake Bay & Rivers AOR,MLS#: 202600756Originating MLS: Chesapeake Bay Area MLS

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 4
      Rooms
      • Room types: Center Hall
      Heating
      • Electric, Heat Pump, Propane
      Cooling
      • Central Air, Heat Pump
      Features
      • Bedroom on Main Level, Ceiling Fan(s), Separate/Formal Dining Room, Eat-in Kitchen, Fireplace, Walk-In Closet(s)
      • Flooring: Carpet, Wood
      • Basement: Partial
      • Attic: Walk-In
      • Has fireplace: Yes
      • Fireplace features: Masonry
      Interior area
      • Total interior livable area: 3,470 sqft
      • Finished area above ground: 3,470
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached, Garage, Oversized
      • Attached garage spaces: 3
      Features
      • Patio & porch: Screened, Stoop, Deck, Porch
      • Exterior features: Deck, Dock, Out Building(s), Porch
      • Pool features: In Ground, Pool
      • Fencing: None
      • On waterfront: Yes
      • Waterfront features: Navigable Water, River Front, Waterfront
      • Body of water: Rappahannock River
      • Frontage length: 236.0000,236.0000
      Lot
      • Size: 4.8 Acres
      • Dimensions: 4.8
      • Features: Beach Front, Dead End, Waterfront
      Details
      • Additional structures: Outbuilding
      • Parcel number: 39A111
      • Zoning description: R1

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Other,Two Story
      • Property subtype: Single Family Residence
      Materials
      • Frame, Vinyl Siding
      • Roof: Composition
      Condition
      • Resale
      • New construction: No
      • Year built: 1940

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      Community
      • Security: Security System
      • Subdivision: None
      Location
      • Region: White Stone

      Financial & listing details

      • Price per square foot: $719/sqft
      • Tax assessed value: $949,100
      • Annual tax amount: $5,979
      • Date on market: 5/5/2026
      • Ownership: Individuals
      • Ownership type: Sole Proprietor
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        Estimated market value

        $2,346,800

        $2.23M - $2.46M

        $3,815/mo

        Price history

        DateEventPrice
        5/7/2026Listed for sale$2,495,000$719/sqft
        Source: Chesapeake Bay & Rivers AOR #202600756 Report a problem
        5/1/2026Listing removed$2,495,000$719/sqft
        Source: Chesapeake Bay & Rivers AOR #202600115 Report a problem
        2/1/2026Listed for sale$2,495,000$719/sqft
        Source: Northern Neck AOR #119889 Report a problem
        2/1/2026Listing removed$2,495,000$719/sqft
        Source: Chesapeake Bay & Rivers AOR #202500181 Report a problem
        8/26/2025Price change$2,495,000-4%$719/sqft
        Source: Northern Neck AOR #118034 Report a problem
        8/8/2025Listed for sale$2,600,000$749/sqft
        Source: Northern Neck AOR #118034 Report a problem
        8/1/2025Listing removed$2,600,000$749/sqft
        Source: Northern Neck AOR #118034 Report a problem
        11/4/2024Listed for sale$2,600,000$749/sqft
        Source: Northern Neck AOR #118034 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$6,997 +17%$1,272,200 +34%
        2023$5,979 $949,100
        2022$5,979 $949,100
        2021$5,979 $949,100
        2020$5,979 +10.4%$949,100 +3.4%
        2018$5,417 $918,200
        2017-- $918,200
        2016-- $918,200
        2015-- $918,200
        2014-- --
        2013-- --
        2012-- --
        2010-- --

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

          Explore the cost of this home by adjusting the details. Changes won't be saved.
          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 22578

          Getting around

          0 / 100
          Car-Dependent
          27 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Lancaster
          • Middle: Lancaster
          • High: Lancaster

          Source: Chesapeake Bay & Rivers AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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