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  • Price cut: $22.5K (10/20)
    $275,000

    264 Elm St, Rutherfordton, NC 28139

    2beds
    960sqft
    : 
    $1,741/mo
    Get pre-qualified
    Single Family Residence
    Built in 2026
    0.2 Acres Lot
    $-- Zestimate®
    $286/sqft
    $-- HOA

    What's special

    Beautiful New Construction with Upgraded Finishes in Rutherfordton! This beautifully designed 2-bedroom, 2-full-bath home offers stylish finishes, thoughtful details, and an unbeatable location just a short distance from downtown Rutherfordton. Situated on a manageable 0.20-acre lot, this home is perfect for those looking for low-maintenance living without sacrificing quality or comfort. Step inside through the custom steel and glass entry door and immediately appreciate the spacious feel created by the 9-foot ceilings and open-concept design. The stunning kitchen is the heart of the home, featuring a generous 5' x 8' island, abundant cabinet and countertop space, and upgraded stainless steel appliances—perfect for both everyday living and entertaining. The primary bedroom offers a private retreat with direct access to the screened porch, creating a convenient connection to the outdoor living space and a perfect spot to enjoy your morning coffee or unwind at the end of the day. The ensuite bathroom features a custom tiled walk-in shower, dual vanity, and backlit mirror. The guest bathroom is equally impressive with a tub/shower combination, dual vanity, and backlit mirror. Both bedrooms feature custom built-ins in the closets, providing exceptional organization and storage. With upgraded finishes throughout, a thoughtfully designed floor plan, and an outstanding location near Rutherfordton's restaurants, shops, and local amenities, this home offers the perfect combination of modern style, convenience, and easy living. New construction, beautiful finishes, and downtown living—this one is not to be missed!
    36 days
    388
    47

    Zillow last checked:

    Listing updated:

    Listed by:

    Kristen Greene kristen@msrghomes.com,

    Main Street Realty Group LLC

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4426947MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bedrooms: 2
      Primary bedroom
      • Features: See Remarks
      Heating
      • Heat Pump
      Cooling
      • Heat Pump
      Appliances
      • Included: Dishwasher, Dryer, Electric Range, Electric Water Heater, Exhaust Hood, Refrigerator, Washer, Washer/Dryer
      • Laundry: Laundry Room
      Features
      • Has basement: No
      Interior area
      • Total structure area: 960
      • Total interior livable area: 960 sqft
      • Finished area above ground: 960
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached Carport, Driveway
      • Carport spaces: 1
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Deck, Front Porch, Screened
      Lot
      • Size: 0.2 Acres
      • Features: Level, Sloped
      Details
      • Parcel number: 1652861
      • Zoning: R
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cottage
      • Property subtype: Single Family Residence
      Materials
      • Hardboard Siding
      • Foundation: Crawl Space
      Condition
      • New construction: Yes
      • Year built: 2026

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: City

      Community & HOA

      Community
      • Subdivision: None
      Location
      • Region: Rutherfordton

      Financial & listing details

      • Price per square foot: $286/sqft
      • Tax assessed value: $6,000
      • Annual tax amount: $413
      • Date on market: 9/21/2026
      • Cumulative days on market: 36 days
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Road surface type: Concrete, Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        10/20/2026Price change$275,000-7.6%$286/sqft
        Source: Canopy MLS as distributed by MLS GRID #4426947 Report a problem
        9/21/2026Listed for sale$297,500+895%$310/sqft
        Source: Canopy MLS as distributed by MLS GRID #4426947 Report a problem
        5/23/2020Listing removed$29,900$31/sqft
        Source: ODEAN KEEVER AND ASSOCIATES #47698 Report a problem
        5/12/2020Listed for sale$29,900$31/sqft
        Source: ODEAN KEEVER AND ASSOCIATES #47698 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2018$413 $35,200
        2016$413 $35,200
        2013$413 $35,200
        2012-- $35,200
        2011-- $35,200 -10.2%
        2010-- $39,200
        2009-- $39,200
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28139

        Getting around

        38 / 100
        Car-Dependent
        13 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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