Your Northern Neck dream home awaits! This Charming property offers everything a buyer needs! Enjoy the tranquility in the upscale Community of Mallard Bay with very well-kept homes. This meticulously maintained house offers an idyllic lifestyle for those seeking serenity. Highlights include: thoughtfully laid out design gives a nice flow to the floorplan, Oversized Kitchen (island seating, Custom Cabinetry, Stainless Appliances), Spacious Living Room, Dining Area, Private Primary ensuite offers 2 walk-in closets, tiled primary bath with dual sinks, Gorgeous wood floors, Laundry room, conditioned crawl space, HardiPlank siding and so much more to see in Person! Family and friends will love the three guest bedrooms and 2 guest baths. There is a nice sized office as well. Outside, the property shines just as bright. Embrace outdoor living with a 22 x 11 covered front porch & an 18 x 9 back deck which is perfect for entertaining! The landscaped yard includes nice front and back yards, mature shade trees plus beautiful plantings. The Garage is set up well for excellent storage. And don't forget the Guest house which offers kitchenette, a full bath and ample living space. Whether you’re seeking a retreat or your next full-time residence, this property offers it all! Immerse yourself in a fantastic property at 43 Ruddy Duck Road in Heathsville Va!
For sale
$425,000
43 Ruddy Duck Rd, Heathsville, VA 22473
4beds
2,496sqft
Est.:
Single Family Residence
Built in 2006
0.68 Acres Lot
$-- Zestimate®
$170/sqft
$46/mo HOA
What's special
Hardiplank sidingThoughtfully laid out designStainless appliancesConditioned crawl spaceIsland seatingOversized kitchenMature shade trees
- 50 days |
- 1,112 |
- 29 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: February 05, 2026 at 04:00am
Listed by:
Melissa L. Bradley 804-761-2024,
Shore Realty, Inc.,
Robbie Booth 804-339-1504,
Shore Realty, Inc.
Source: CVRMLS,MLS#: 2602780
Originating MLS: Central Virginia Regional MLS
Originating MLS: Central Virginia Regional MLSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Other
- Description: Tub & Shower
- Level: First
Heating
- Electric, Heat Pump
Cooling
- Central Air, Electric
Appliances
- Included: Dryer, Dishwasher, Electric Water Heater, Gas Cooking, Microwave, Refrigerator, Stove, Washer
Features
- Bedroom on Main Level, Ceiling Fan(s), Dining Area, Jetted Tub, Kitchen Island, Main Level Primary, Walk-In Closet(s)
- Flooring: Ceramic Tile, Wood
- Basement: Crawl Space
- Attic: Pull Down Stairs
Interior area
- Total interior livable area: 2,496 sqft
- Finished area above ground: 2,496
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Detached, Garage, Off Street
- Garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch, Deck, Porch
- Exterior features: Deck, Porch
- Pool features: Pool, Community
- Has spa: Yes
- Waterfront features: Water Access
Lot
- Size: 0.68 Acres
Details
- Additional structures: Garage(s)
- Parcel number: 34B10370
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Drywall, Frame, HardiPlank Type
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 2006
Utilities & green energy
- Sewer: Other, Septic Tank, See Remarks
- Water: Community/Coop, Shared Well
Community & HOA
Community
- Features: Boat Facilities, Clubhouse, Dock, Lake, Playground, Pond, Pool, Tennis Court(s)
- Subdivision: Mallard Bay
HOA
- Has HOA: Yes
- Services included: Clubhouse, Pool(s), Water Access
- HOA fee: $550 annually
Location
- Region: Heathsville
Financial & listing details
- Price per square foot: $170/sqft
- Tax assessed value: $418,700
- Annual tax amount: $3,098
- Date on market: 2/3/2026
- Ownership: Individuals
- Ownership type: Sole Proprietor
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/4/2026 | Listed for sale | $425,000+11.8%$170/sqft |
Source: Northern Neck AOR #119897 Report a problem | ||
| 10/19/2023 | Sold | $380,000+4.1%$152/sqft |
Source: Chesapeake Bay & Rivers AOR #2319149 Report a problem | ||
| 8/28/2023 | Pending sale | $365,000$146/sqft |
Source: Chesapeake Bay & Rivers AOR #2319149 Report a problem | ||
| 8/18/2023 | Listed for sale | $365,000+35.2%$146/sqft |
Source: Chesapeake Bay & Rivers AOR #2319149 Report a problem | ||
| 10/10/2019 | Sold | $270,000-3.2%$108/sqft |
Source: Agent Provided Report a problem | ||
| 8/9/2019 | Pending sale | $279,000$112/sqft |
Source: Keller Williams Realty Town Center #1902535 Report a problem | ||
| 6/14/2019 | Price change | $279,000-6.7%$112/sqft |
Source: Keller Williams Realty Town Center #1902535 Report a problem | ||
| 1/7/2019 | Listed for sale | $299,000$120/sqft |
Source: Keller Williams Williamsburg #1836443 Report a problem | ||
| 11/26/2018 | Listing removed | $299,000$120/sqft |
Source: Keller Williams Realty Town Center #1832993 Report a problem | ||
| 10/17/2018 | Listed for sale | $299,000$120/sqft |
Source: Keller Williams Williamsburg #1832993 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,789 +12.1% | $241,700 |
| 2024 | $1,595 +8.2% | $241,700 |
| 2023 | $1,474 | $241,700 |
| 2022 | $1,474 | $241,700 |
| 2021 | $1,474 +3.4% | $241,700 |
| 2020 | $1,426 -0.6% | $241,700 -0.6% |
| 2019 | $1,434 | $243,100 |
| 2018 | -- | $243,100 |
| 2017 | -- | $243,100 |
| 2016 | -- | $243,100 |
| 2015 | -- | $243,100 |
| 2014 | -- | $243,100 +3.8% |
| 2013 | -- | $234,300 |
| 2012 | -- | $234,300 |
| 2011 | -- | $234,300 +31% |
| 2010 | -- | $178,900 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,311/mo
Principal & interest
$2095
Property taxes
$170
HOA Fees
$46
More affordability tools
Climate risks
Neighborhood: 22473
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 5/10Northumberland Elementary SchoolGrades: PK-5Distance: 2.9 mi
- 4/10Northumberland Middle SchoolGrades: 6-8Distance: 3.3 mi
- 6/10Northumberland High SchoolGrades: 9-12Distance: 3.2 mi
Schools provided by the listing agent
- Elementary: Northumberland
- Middle: Northumberland
- High: Northumberland
Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 22473
- Virginia
- Northumberland County
- Heathsville
- 22473
- 43 Ruddy Duck Rd
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