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For sale
  • $2,495,000

    430 Harveys Neck Rd, Heathsville, VA 22473

    4beds
    3,333sqft
    : Get pre-qualified
    Single Family Residence
    Built in 1948
    13.97 Acres Lot
    $-- Zestimate®
    $749/sqft
    $-- HOA

    What's special

    Exceptional waterfront estateTwo fireplacesDetached two-bay garageStately two-story brick colonialAbundant shoreline to enjoyFirst-floor ensuite bedroomSandy beach
    Set on over 13 breathtaking acres, this exceptional waterfront estate offers the rare combination of wide, unobstructed views to the Chesapeake Bay & the protection of Harveys Creek, creating the perfect balance for boating & relaxing. The property is a waterfront dream, featuring TWO piers (3-4'MLW), including one with a boathouse, a sandy beach, & abundant shoreline to enjoy. This stately two-story brick Colonial is privately sited & surrounded by natural beauty, offering a truly serene & secluded setting. Inside, you’ll find hardwood floors, two fireplaces, & an updated kitchen with stainless steel appliances, & a cozy breakfast nook. A light-filled sunroom invites you to unwind while soaking in the water views. The first-floor ensuite bedroom provides convenience & flexibility, while upstairs offers three additional bedrooms, including a waterfront ensuite paired with a spacious bonus/laundry room. Complementing the main home is a well-appointed guest house with 3 bedrooms, & generous living, dining, kitchen, & family room spaces—ideal for extended family, guests, or potential rental income. Additional improvements include a detached two-bay garage & expansive open land, perfect for horses, recreation, or creating your own private compound. A truly distinctive offering, this luxury waterfront property presents endless possibilities, whether as a legacy family estate, equestrian retreat, or iconic Northern Neck getaway. Opportunities like this are rare & not to be missed. *See Featured Sheet*
    13 days
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    391
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    18
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    Zillow last checked:

    Listing updated:

    Listed by:

    David Dew 804-436-3106,

    Isabell K. Horsley R. E., Ltd.,

    Kathleen Dew 804-436-6256,

    Isabell K. Horsley R. E., Ltd.

    Source: CVRMLS,MLS#: 2613515MLS LogoOriginating MLS: Central Virginia Regional MLS

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Description: Ensuite, multiple closets, waterfront
      • Level: Main
      • Dimensions: 0 x 0
      Bedroom 2
      • Description: Waterfront, balcony, bathroom, acc. to HUGE laundr
      • Level: Second
      • Dimensions: 0 x 0
      Bedroom 3
      • Description: Waterfront, Balcony, Acc. to Attic
      • Level: Second
      • Dimensions: 0 x 0
      Bedroom 4
      • Level: Second
      • Dimensions: 0 x 0
      Additional room
      • Description: GUEST HOUSE
      • Level: First
      • Dimensions: 0 x 0
      Additional room
      • Description: GUEST HOUSE
      • Level: First
      • Dimensions: 0 x 0
      Additional room
      • Description: GUEST HOUSE
      • Level: First
      • Dimensions: 0 x 0
      Dining room
      • Description: Open off Living Room
      • Level: Main
      • Dimensions: 0 x 0
      Dining room
      • Description: GUEST HOUSE
      • Level: First
      • Dimensions: 0 x 0
      Family room
      • Description: GUEST HOUSE
      • Level: First
      • Dimensions: 0 x 0
      Florida room
      • Description: VIEWS!!, Fireplace
      • Level: Main
      • Dimensions: 0 x 0
      Foyer
      • Level: Main
      • Dimensions: 0 x 0
      Other
      • Description: Tub & Shower
      • Level: First
      Other
      • Description: Tub & Shower
      • Level: Second
      Kitchen
      • Description: Open to Sunroom, Breakfast Nook, SS Appl.
      • Level: Main
      • Dimensions: 0 x 0
      Laundry
      • Description: HUGE Room, Acc to BDRM 2 & private staircase
      • Level: Second
      • Dimensions: 0 x 0
      Living room
      • Description: Waterfront, Fireplace
      • Level: Main
      • Dimensions: 0 x 0
      Living room
      • Description: GUEST HOUSE
      • Level: First
      • Dimensions: 0 x 0
      Heating
      • Baseboard, Oil
      Cooling
      • Central Air, Heat Pump
      Appliances
      • Included: Dryer, Dishwasher, Electric Cooking, Electric Water Heater, Microwave, Oven, Refrigerator, Stove, Washer
      • Laundry: Washer Hookup, Dryer Hookup
      Features
      • Beamed Ceilings, Bookcases, Built-in Features, Bedroom on Main Level, Breakfast Area, Ceiling Fan(s), Separate/Formal Dining Room, Eat-in Kitchen, Fireplace, Kitchen Island, Laminate Counters, Pantry
      • Flooring: Carpet, Tile, Wood
      • Windows: Screens
      • Basement: Crawl Space
      • Attic: Walk-In
      • Number of fireplaces: 2
      • Fireplace features: Gas, Masonry
      Interior area
      • Total interior livable area: 3,333 sqft
      • Finished area above ground: 3,333
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached, Garage, Two Spaces, Workshop in Garage
      • Garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Balcony, Screened, Porch
      • Exterior features: Boat Lift, Dock, Porch
      • Pool features: None
      • Fencing: None
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Creek, Dock Access, Mooring, Water Access, Bulkhead, Boat Ramp/Lift Access, Waterfront
      • Body of water: Harveys Creek
      • Frontage length: 1126.0500,1126.0500
      Lot
      • Size: 13.97 Acres
      • Features: Beach Front, Landscaped, Waterfront, Level
      • Topography: Level
      Details
      • Additional structures: Boat House, Shed(s), Guest House
      • Parcel number: 44131 & 32
      • Zoning description: R1
      • Horses can be raised: Yes
      • Horse amenities: Horses Allowed

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Brick, Block, Drywall, Plaster
      • Roof: Composition
      Condition
      • Resale
      • New construction: No
      • Year built: 1948

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      Community
      • Features: Bulkhead
      • Subdivision: None
      Location
      • Region: Heathsville

      Financial & listing details

      • Price per square foot: $749/sqft
      • Tax assessed value: $1,490,900
      • Annual tax amount: $11,026
      • Date on market: 5/19/2026
      • Ownership: Individuals
      • Ownership type: Sole Proprietor
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        5/20/2026Listed for sale$2,495,000$749/sqft
        Source: Chesapeake Bay & Rivers AOR #202600853 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,412 +12.1%$596,200
        2024$3,935 +8.2%$596,200
        2023$3,637 $596,200
        2022$3,637 $596,200
        2021$3,637 +3.4%$596,200
        2020$3,518 +1.2%$596,200 +1.2%
        2019$3,475 $588,900
        2018-- $588,900
        2017-- $588,900
        2016-- $588,900
        2015-- $588,900
        2014-- $588,900 -13.8%
        2013-- $683,200
        2012-- $683,200
        2011-- $683,200
        2010-- $683,200

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 22473

          Getting around

          0 / 100
          Car-Dependent
          25 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Northumberland
          • Middle: Northumberland
          • High: Northumberland

          Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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