Set on over 13 breathtaking acres, this exceptional waterfront estate offers the rare combination of wide, unobstructed views to the Chesapeake Bay & the protection of Harveys Creek, creating the perfect balance for boating & relaxing. The property is a waterfront dream, featuring TWO piers (3-4'MLW), including one with a boathouse, a sandy beach, & abundant shoreline to enjoy. This stately two-story brick Colonial is privately sited & surrounded by natural beauty, offering a truly serene & secluded setting. Inside, you’ll find hardwood floors, two fireplaces, & an updated kitchen with stainless steel appliances, & a cozy breakfast nook. A light-filled sunroom invites you to unwind while soaking in the water views. The first-floor ensuite bedroom provides convenience & flexibility, while upstairs offers three additional bedrooms, including a waterfront ensuite paired with a spacious bonus/laundry room. Complementing the main home is a well-appointed guest house with 3 bedrooms, & generous living, dining, kitchen, & family room spaces—ideal for extended family, guests, or potential rental income. Additional improvements include a detached two-bay garage & expansive open land, perfect for horses, recreation, or creating your own private compound. A truly distinctive offering, this luxury waterfront property presents endless possibilities, whether as a legacy family estate, equestrian retreat, or iconic Northern Neck getaway. Opportunities like this are rare & not to be missed. *See Featured Sheet*
For sale
$2,495,000
430 Harveys Neck Rd, Heathsville, VA 22473
4beds
3,333sqft
Est.: Get pre-qualified
Single Family Residence
Built in 1948
13.97 Acres Lot
$-- Zestimate®
$749/sqft
$-- HOA
What's special
Exceptional waterfront estateTwo fireplacesDetached two-bay garageStately two-story brick colonialAbundant shoreline to enjoyFirst-floor ensuite bedroomSandy beach
- 13 days |
- 391 |
- 18 |
Zillow last checked:
Listing updated:
Listed by:
David Dew 804-436-3106,
Isabell K. Horsley R. E., Ltd.,
Kathleen Dew 804-436-6256,
Isabell K. Horsley R. E., Ltd.
Source: CVRMLS,MLS#: 2613515
Originating MLS: Central Virginia Regional MLS
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Description: Ensuite, multiple closets, waterfront
- Level: Main
- Dimensions: 0 x 0
Bedroom 2
- Description: Waterfront, balcony, bathroom, acc. to HUGE laundr
- Level: Second
- Dimensions: 0 x 0
Bedroom 3
- Description: Waterfront, Balcony, Acc. to Attic
- Level: Second
- Dimensions: 0 x 0
Bedroom 4
- Level: Second
- Dimensions: 0 x 0
Additional room
- Description: GUEST HOUSE
- Level: First
- Dimensions: 0 x 0
Additional room
- Description: GUEST HOUSE
- Level: First
- Dimensions: 0 x 0
Additional room
- Description: GUEST HOUSE
- Level: First
- Dimensions: 0 x 0
Dining room
- Description: Open off Living Room
- Level: Main
- Dimensions: 0 x 0
Dining room
- Description: GUEST HOUSE
- Level: First
- Dimensions: 0 x 0
Family room
- Description: GUEST HOUSE
- Level: First
- Dimensions: 0 x 0
Florida room
- Description: VIEWS!!, Fireplace
- Level: Main
- Dimensions: 0 x 0
Foyer
- Level: Main
- Dimensions: 0 x 0
Other
- Description: Tub & Shower
- Level: First
Other
- Description: Tub & Shower
- Level: Second
Kitchen
- Description: Open to Sunroom, Breakfast Nook, SS Appl.
- Level: Main
- Dimensions: 0 x 0
Laundry
- Description: HUGE Room, Acc to BDRM 2 & private staircase
- Level: Second
- Dimensions: 0 x 0
Living room
- Description: Waterfront, Fireplace
- Level: Main
- Dimensions: 0 x 0
Living room
- Description: GUEST HOUSE
- Level: First
- Dimensions: 0 x 0
Heating
- Baseboard, Oil
Cooling
- Central Air, Heat Pump
Appliances
- Included: Dryer, Dishwasher, Electric Cooking, Electric Water Heater, Microwave, Oven, Refrigerator, Stove, Washer
- Laundry: Washer Hookup, Dryer Hookup
Features
- Beamed Ceilings, Bookcases, Built-in Features, Bedroom on Main Level, Breakfast Area, Ceiling Fan(s), Separate/Formal Dining Room, Eat-in Kitchen, Fireplace, Kitchen Island, Laminate Counters, Pantry
- Flooring: Carpet, Tile, Wood
- Windows: Screens
- Basement: Crawl Space
- Attic: Walk-In
- Number of fireplaces: 2
- Fireplace features: Gas, Masonry
Interior area
- Total interior livable area: 3,333 sqft
- Finished area above ground: 3,333
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Detached, Garage, Two Spaces, Workshop in Garage
- Garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Screened, Porch
- Exterior features: Boat Lift, Dock, Porch
- Pool features: None
- Fencing: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Creek, Dock Access, Mooring, Water Access, Bulkhead, Boat Ramp/Lift Access, Waterfront
- Body of water: Harveys Creek
- Frontage length: 1126.0500,1126.0500
Lot
- Size: 13.97 Acres
- Features: Beach Front, Landscaped, Waterfront, Level
- Topography: Level
Details
- Additional structures: Boat House, Shed(s), Guest House
- Parcel number: 44131 & 32
- Zoning description: R1
- Horses can be raised: Yes
- Horse amenities: Horses Allowed
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Brick, Block, Drywall, Plaster
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 1948
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & HOA
Community
- Features: Bulkhead
- Subdivision: None
Location
- Region: Heathsville
Financial & listing details
- Price per square foot: $749/sqft
- Tax assessed value: $1,490,900
- Annual tax amount: $11,026
- Date on market: 5/19/2026
- Ownership: Individuals
- Ownership type: Sole Proprietor
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/20/2026 | Listed for sale | $2,495,000$749/sqft |
Source: Chesapeake Bay & Rivers AOR #202600853 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,412 +12.1% | $596,200 |
| 2024 | $3,935 +8.2% | $596,200 |
| 2023 | $3,637 | $596,200 |
| 2022 | $3,637 | $596,200 |
| 2021 | $3,637 +3.4% | $596,200 |
| 2020 | $3,518 +1.2% | $596,200 +1.2% |
| 2019 | $3,475 | $588,900 |
| 2018 | -- | $588,900 |
| 2017 | -- | $588,900 |
| 2016 | -- | $588,900 |
| 2015 | -- | $588,900 |
| 2014 | -- | $588,900 -13.8% |
| 2013 | -- | $683,200 |
| 2012 | -- | $683,200 |
| 2011 | -- | $683,200 |
| 2010 | -- | $683,200 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 22473
Nearby schools
GreatSchools rating
- 5/10Northumberland Elementary SchoolGrades: PK-5Distance: 10.1 mi
- 4/10Northumberland Middle SchoolGrades: 6-8Distance: 10.4 mi
- 6/10Northumberland High SchoolGrades: 9-12Distance: 10.3 mi
Schools provided by the listing agent
- Elementary: Northumberland
- Middle: Northumberland
- High: Northumberland
Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Virginia
- Northumberland County
- Heathsville
- 22473
- 430 Harveys Neck Rd





