Experience quiet lakefront living on a private 4.19-acre estate, enclosed by a 5-foot black vinyl fence and landscaped with mature oaks, citrus and olive trees. The property offers a natural shoreline perfect for fishing and wildlife observation. Carefully maintained and updated, the home includes a new roof and gutters (2024), HVAC and water heater (2022), and a septic field replacement (2023). Inside, generous 10-foot ceilings with crown molding, a cozy wood-burning fireplace and an enclosed heated/cooled Florida room provide comfortable, scenic living. The master suite includes a walk-in closet, double vanity, jetted garden tub and direct access to the Florida room. Practical extras: two outbuildings/workshops, AquaPro water softener, hurricane protection panels and a termite bond for added peace of mind.
For sale
$474,900
5192 Pine Ridge Dr, Chipley, FL 32428
3beds
1,980sqft
Est.:
Single Family Residence
Built in 2000
4.19 Acres Lot
$454,500 Zestimate®
$240/sqft
$-- HOA
What's special
Cozy wood-burning fireplace
- 13 days |
- 921 |
- 55 |
Zillow last checked: 7 hours ago
Listing updated: March 22, 2026 at 11:38pm
Listed by:
Crystal Dukes 850-704-9406,
Keller Williams Realty Southeast Alabama
Source: CPAR,MLS#: 786819
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Florida Room, Garage, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 16 x 13
Bedroom
- Level: First
- Dimensions: 11.6 x 11.6
Bedroom
- Level: First
- Dimensions: 11.6 x 11.6
Florida room
- Description: Heated and cooled, looks out onto the lake.
- Level: First
- Dimensions: 28 x 11
Garage
- Level: First
- Dimensions: 22 x 22
Heating
- Central, Fireplace(s)
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Cooktop, Electric Oven, Water Softener Owned
Features
- Windows: Double Pane Windows, Storm Window(s)
Interior area
- Total structure area: 1,980
- Total interior livable area: 1,980 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage, Garage Door Opener
- Garage spaces: 2
Features
- Patio & porch: Covered, Porch
- Exterior features: Rain Gutters
- Fencing: Full,Fenced
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake, Lake Front, Shoreline - Natural
Lot
- Size: 4.19 Acres
- Features: Paved
Details
- Additional structures: Shed(s), Workshop
- Parcel number: 000000000031360424
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Brick
- Roof: Shingle
Condition
- New construction: No
- Year built: 2000
Utilities & green energy
- Utilities for property: Underground Utilities
Community & HOA
Community
- Features: Short Term Rental Allowed
- Subdivision: Pine Lake Estates
HOA
- Has HOA: No
Location
- Region: Chipley
Financial & listing details
- Price per square foot: $240/sqft
- Tax assessed value: $311,954
- Annual tax amount: $1,759
- Date on market: 3/14/2026
- Cumulative days on market: 191 days
Estimated market value
$454,500
$432,000 - $477,000
$2,091/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/14/2026 | Listed for sale | $474,900$240/sqft |
Source:  CPAR #786819 Report a problem | ||
| 3/5/2026 | Listing removed | $474,900$240/sqft |
Source: CPAR #778747 Report a problem | ||
| 2/17/2026 | Price change | $474,900-1%$240/sqft |
Source: CPAR #778747 Report a problem | ||
| 2/3/2026 | Pending sale | $479,900$242/sqft |
Source: CPAR #778747 Report a problem | ||
| 1/20/2026 | Price change | $479,900-1%$242/sqft |
Source: CPAR #778747 Report a problem | ||
| 1/3/2026 | Price change | $484,900-1%$245/sqft |
Source: CPAR #778747 Report a problem | ||
| 11/24/2025 | Price change | $489,900-2%$247/sqft |
Source: CPAR #778747 Report a problem | ||
| 9/24/2025 | Price change | $499,900-4.8%$252/sqft |
Source: CPAR #778747 Report a problem | ||
| 9/8/2025 | Listed for sale | $525,000+1400%$265/sqft |
Source: CPAR #778747 Report a problem | ||
| 3/1/1998 | Sold | $35,000$18/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $167,791 +2.9% |
| 2024 | $1,709 +7.7% | $163,062 +4.3% |
| 2023 | $1,587 +5.3% | $156,369 +4.2% |
| 2022 | $1,507 +32.8% | $150,048 +24.6% |
| 2021 | $1,135 +1.3% | $120,435 +1.4% |
| 2020 | $1,120 -0.5% | $118,772 +2.3% |
| 2019 | $1,126 -4.6% | $116,102 -0.6% |
| 2018 | $1,180 -2% | $116,838 +1.5% |
| 2017 | $1,203 | $115,108 -0.3% |
| 2016 | $1,203 -8% | $115,473 -2.1% |
| 2015 | $1,308 | $117,973 -2.1% |
| 2014 | -- | $120,473 -2.2% |
| 2013 | -- | $123,245 -1.9% |
| 2012 | -- | $125,592 +3% |
| 2011 | -- | $121,934 +1.7% |
| 2010 | -- | $119,905 +2.7% |
| 2009 | -- | $116,753 +4.1% |
| 2008 | -- | $112,145 +3% |
| 2007 | -- | $108,879 +5.6% |
| 2005 | -- | $103,129 +3% |
| 2004 | -- | $100,125 +1.1% |
| 2003 | -- | $99,018 +0.7% |
| 2002 | -- | $98,360 +0.9% |
| 2001 | -- | $97,513 +306.3% |
| 2000 | -- | $24,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,003/mo
Principal & interest
$2425
Property taxes
$578
More affordability tools
Climate risks
Neighborhood: 32428
Nearby schools
GreatSchools rating
- 4/10Vernon Elementary SchoolGrades: PK-5Distance: 11.5 mi
- 4/10Vernon Middle SchoolGrades: 6-8Distance: 10.3 mi
- 3/10Vernon High SchoolGrades: 9-12Distance: 10.1 mi
Local experts in 32428
- Florida
- Washington County
- Chipley
- 32428
- 5192 Pine Ridge Dr
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