Located in Tolchester Estates, this well maintained ranch style home sits on a lovely tree shaded lot. There are three bedrooms, two bathrooms and an open kitchen, dining and living room area. The back deck with a built in bench is just perfect for relaxing, entertaining and watching the abundant wildlife. This water oriented, water access community offers a community beach on the Chesapeake Bay, a boat ramp and a community hall for gatherings and events. Tolchester Marina, a full service operation, and The Shanty Beach Bar, "Best Kept Secret on the Bay", are just a short walk or golf cart ride away. This low maintenance home can easily be a primary resident, second home or investment property. Enjoy the easy pace and the stunning sunsets this community has to offer (some interior images were virtually staged using AI - these images do not represent the property's current furnishings or decor).
For sale
$289,000
8732 Elm Rd, Chestertown, MD 21620
3beds
1,056sqft
Single Family Residence
Built in 1997
0.33 Acres Lot
$285,200 Zestimate®
$274/sqft
$-- HOA
What's special
Three bedroomsTwo bathroomsTree shaded lot
- 37 days
- 479
- 51
Zillow last checked:
Listing updated:
Listed by:
Tracy Stone 410-778-6500,
Coldwell Banker Chesapeake Real Estate Company 410-778-0330
Source: Bright MLS,MLS#: MDKE2007082
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Oven/Range - Electric, Refrigerator, Water Conditioner - Owned, Water Heater, Electric Water Heater
- Laundry: Hookup
Features
- Combination Kitchen/Dining, Open Floorplan, Eat-in Kitchen
- Flooring: Carpet
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,056
- Total interior livable area: 1,056 sqft
- Finished area above ground: 1,056
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Pool features: None
- Waterfront features: Canoe/Kayak, Fishing Allowed, Bay
- Body of water: Chesapeake Bay
Lot
- Size: 0.33 Acres
Details
- Additional structures: Above Grade
- Parcel number: 1506027539
- Zoning: RR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Block
Condition
- Excellent
- New construction: No
- Year built: 1997
Utilities & green energy
- Sewer: Public Sewer
- Water: Well
Community & HOA
Community
- Subdivision: Tolchester Estates
HOA
- Has HOA: No
Location
- Region: Chestertown
Financial & listing details
- Price per square foot: $274/sqft
- Tax assessed value: $140,167
- Annual tax amount: $1,589
- Date on market: 9/17/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$285,200
$271,000 - $299,000
$1,791/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/17/2026 | Listed for sale | $289,000+75.3%$274/sqft |
Source: | ||
| 2/17/2019 | Listing removed | $164,900$156/sqft |
Source: Owner Report a problem | ||
| 7/31/2018 | Listed for sale | $164,900$156/sqft |
Source: Coldwell Banker Chesapeake Real Estate Company #1002117930 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | -- | $140,167 +4.3% |
| 2025 | $1,523 +4.5% | $134,333 +4.5% |
| 2024 | $1,457 +3.5% | $128,500 +3.5% |
| 2023 | $1,408 +4.6% | $124,133 -3.4% |
| 2022 | $1,346 +2.9% | $128,500 +11.4% |
| 2021 | $1,309 +0.4% | $115,400 +0.4% |
| 2020 | $1,303 +0.4% | $114,933 -0.4% |
| 2019 | $1,298 +0.4% | $115,400 +1.2% |
| 2018 | $1,293 | $114,000 |
| 2017 | $1,293 -8% | $114,000 |
| 2016 | $1,405 | $114,000 -1% |
| 2015 | $1,405 | $115,100 |
| 2014 | $1,405 | $115,100 |
| 2013 | -- | $115,100 -7.1% |
| 2012 | -- | $123,900 |
| 2011 | -- | $123,900 |
| 2010 | -- | $123,900 -20.9% |
| 2009 | -- | $156,640 +12.1% |
| 2008 | -- | $139,726 +13.8% |
| 2007 | -- | $122,813 +16% |
| 2006 | -- | $105,900 +10.9% |
| 2005 | -- | $95,470 +12.3% |
| 2004 | -- | $85,040 +14% |
| 2003 | -- | $74,610 +3.6% |
| 2002 | -- | $72,002 +3.8% |
| 2001 | -- | $69,396 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 21620
Nearby schools
Schools provided by the listing agent
- District: Kent County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





