For sale

Price cut: $5K (8/26)

$374,000

1261 Lake Summerset Rd, Davis, IL 61019

4beds

3,256sqft

$2,912/mo

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Single Family Residence

Built in 2005

0.34 Acres Lot

$363,800 Zestimate^®

$115/sqft

$98/mo HOA

What's special

Two additional bedroomsExcellent natural lightingOpen layoutSpacious rooms throughoutUnder-deck patioLower-level walkout

This 4-bedroom walkout ranch in the Durand School District features one of Lake Summerset’s most popular floor plans, offering an open layout with excellent natural lighting and spacious rooms throughout. The home is in exceptional condition and includes a large family room with ample storage. The lower-level walkout provides two additional bedrooms, a full bath, and an under-deck patio. Ideally located near the front gate, beach, lodge, and marina, the property will also benefit from a new roof to be installed soon. The sale price includes the adjacent lot if desired, which adds $1,175 to the annual dues. Many furnishings can be included, and a boat, golf cart, and lawn tractor are available for negotiation. 2nd fridge in basement stays

133 days
389
15

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 3
Main level bathrooms: 2
Main level bedrooms: 2

Primary bedroom

Level: Main
Area: 277.2
Dimensions: 15.4 x 18

Bedroom 2

Level: Main
Area: 208
Dimensions: 13 x 16

Bedroom 3

Level: Basement
Area: 146.59
Dimensions: 10.7 x 13.7

Bedroom 4

Level: Walk Out
Area: 151.8
Dimensions: 11 x 13.8

Dining room

Level: Main
Area: 154
Dimensions: 14 x 11

Family room

Level: Basement
Area: 990
Dimensions: 45 x 22

Kitchen

Level: Main
Area: 200
Dimensions: 16 x 12.5

Living room

Level: Main
Area: 552
Dimensions: 23 x 24

Heating

Forced Air, Natural Gas

Cooling

Central Air

Appliances

Included: Disposal, Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Washer, Gas Water Heater
Laundry: Main Level

Features

Great Room, Ceiling-Vaults/Cathedral, Solid Surface Counters, Walk-In Closet(s)
Windows: Window Treatments
Basement: Full
Number of fireplaces: 1
Fireplace features: Gas

Interior area

Total structure area: 3,256
Total interior livable area: 3,256 sqft
Finished area above ground: 3,256
Finished area below ground: 0

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Property

Parking

Total spaces: 2
Parking features: Attached
Garage spaces: 2

Features

Has view: Yes
View description: Country

Lot

Size: 0.34 Acres
Features: County Taxes, Full Exposure

Details

Parcel number: 0506202008

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Siding
Roof: Shingle

Condition

Year built: 2005

Utilities & green energy

Electric: Circuit Breakers
Sewer: City/Community
Water: City/Community

Community & HOA

Community

Features: Gated
Security: Radon Mitigation Active
Subdivision: IL

HOA

Has HOA: Yes
Services included: Snow Removal, Pool Access, Water Access, Clubhouse
HOA fee: $1,175 annually

Location

Region: Davis

Financial & listing details

Price per square foot: $115/sqft
Tax assessed value: $258,345
Annual tax amount: $6,619
Price range: $374K - $374K
Date on market: 4/30/2026
Cumulative days on market: 133 days
Ownership: Fee Simple

Estimated market value

$363,800

$346,000 - $382,000

$3,179/mo

Price history

Date	Event	Price
8/26/2026	Price change	$374,000-1.3%$115/sqft
Source: NorthWest Illinois Alliance of REALTORS® #202602401 Report a problem
4/30/2026	Listed for sale	$379,000+62%$116/sqft
Source: NorthWest Illinois Alliance of REALTORS® #202602401 Report a problem
2/11/2011	Sold	$234,000+0.1%$72/sqft
Source: Public Record Report a problem
10/21/2010	Sold	$233,750-11.8%$72/sqft
Source: NorthWest Illinois Alliance of REALTORS® #201056533 Report a problem
7/24/2010	Listed for sale	$265,000+82.8%$81/sqft
Source: Morgan Realty Inc. #56533 Report a problem
9/23/2008	Sold	$145,000$45/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$6,453 +9.8%	$86,115 +16.7%
2023	$5,876 +10.6%	$73,792 +13.2%
2022	$5,315	$65,185 +8.6%
2021	--	$60,023 +3.9%
2020	$5,499 +1.3%	$57,753 +2.6%
2019	$5,429 -2.7%	$56,290 +4.2%
2018	$5,580 +101.2%	$54,037 +2%
2017	$2,773	$52,978
2016	$2,773 -53%	$52,978
2015	$5,899 -0.1%	$52,978
2014	$5,905 +4.7%	$52,978 -24.8%
2009	$5,641	$70,407 +7.7%
2007	--	$65,392 +3.3%
2006	--	$63,273 +5.5%
2005	--	$59,980 +59.9%
2004	--	$37,516 +1032%
2003	--	$3,314 +1.1%
2001	--	$3,278 +4.1%
2000	--	$3,150 +11.5%
1999	--	$2,824

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 61019

Getting around

6 / 100

Car-Dependent

18 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

7/10
Durand Elementary School
Grades: PK-6Distance: 3.4 mi
4/10
Durand Jr High School
Grades: 7-8Distance: 3.4 mi
7/10
Durand High School
Grades: 9-12Distance: 3.4 mi

Schools provided by the listing agent

Elementary: Durand Elementary
Middle: Durand Jr High
High: Durand High
District: Durand 322

Source: NorthWest Illinois Alliance of REALTORS®. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.