Update 6-18-2026 .. New roof & siding to be installed soon. Lake Summerset Lake Front Home with a huge amount of living spaces. Formal living room, big family room with gas fireplace, closed in lake side sunroom and lower level family room. Engaging floor plan with lots of places for multiple gatherings of family and friends. Three bedrooms, way oversized heated garage. Additional lower level room for craft area. Main floor laundry. Lake side eat in kitchen with deck and adjoining formal dining room. Trash compactor. New roof 2020. Multiple decks including one off the master suite. Large primary bedroom with en-suite bath. Cool crawlspace with trap door access to stairs to the garage. Flat lot with great lakeview sightlines. This place is an ideal waterfront lake home in excellent condition and with some furnishings negotiable for turn key access.
For sale
$585,000
227 Lake Summerset Rd, Davis, IL 61019
3beds
2,587sqft
Single Family Residence
Built in 1989
0.39 Acres Lot
$546,900 Zestimate®
$226/sqft
$98/mo HOA
What's special
Way oversized heated garageAdjoining formal dining roomMain floor laundryThree bedroomsTrash compactorLower level family room
- 100 days |
- 421 |
- 3 |
Zillow last checked:
Listing updated:
Listed by:
Don Morgan 815-262-8952,
Morgan Realty, Inc.
Source: NorthWest Illinois Alliance of REALTORS®,MLS#: 202601662
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Primary bedroom
- Level: Upper
- Area: 255
- Dimensions: 17 x 15
Bedroom 2
- Level: Upper
- Area: 132
- Dimensions: 11 x 12
Bedroom 3
- Level: Upper
- Area: 132
- Dimensions: 11 x 12
Dining room
- Level: Main
- Area: 121
- Dimensions: 11 x 11
Family room
- Level: Main
- Area: 315
- Dimensions: 21 x 15
Kitchen
- Level: Main
- Area: 187.5
- Dimensions: 15 x 12.5
Living room
- Level: Main
- Area: 225
- Dimensions: 15 x 15
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Wall Oven, Washer, Gas Water Heater
- Laundry: Main Level
Features
- L.L. Finished Space, Book Cases Built In
- Windows: Skylight(s), Window Treatments
- Basement: Sump Pump,Finished,Partial Exposure
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total structure area: 2,587
- Total interior livable area: 2,587 sqft
- Finished area above ground: 2,587
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2.5
- Parking features: Asphalt, Attached, Garage Door Opener
- Garage spaces: 2.5
Features
- Levels: Tri/Quad/Multi-Level
- Patio & porch: Deck, Patio-Brick Paver, Porch 4 Season, Enclosed, Glass Enclosed
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Size: 0.39 Acres
- Features: County Taxes, Full Exposure
Details
- Parcel number: 151001151021
- Special conditions: Estate
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick/Stone, Vinyl
- Roof: Shingle
Condition
- Year built: 1989
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: City/Community
- Water: City/Community
Community & HOA
Community
- Features: Gated
- Subdivision: IL
HOA
- Has HOA: Yes
- Services included: Pool Access, Clubhouse
- HOA fee: $1,175 annually
Location
- Region: Davis
Financial & listing details
- Price per square foot: $226/sqft
- Tax assessed value: $470,562
- Annual tax amount: $10,880
- Price range: $585K - $585K
- Date on market: 3/27/2026
- Cumulative days on market: 100 days
- Ownership: Fee Simple
Estimated market value
$546,900
$520,000 - $574,000
$2,251/mo
Price history
| Date | Event | Price |
|---|---|---|
| 3/27/2026 | Listed for sale | $585,000$226/sqft |
Source:  NorthWest Illinois Alliance of REALTORS® #202601662 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $10,880 +9.8% | $156,854 +21.5% |
| 2023 | $9,909 +1.5% | $129,069 +5.7% |
| 2022 | $9,760 +9.1% | $122,119 +9.4% |
| 2021 | $8,946 +1.6% | $111,606 +4% |
| 2020 | $8,809 +10.9% | $107,262 -3.2% |
| 2019 | $7,940 -0.4% | $110,865 +10% |
| 2018 | $7,968 -0.3% | $100,831 +2.2% |
| 2017 | $7,993 +0.1% | $98,628 |
| 2016 | $7,988 -1.1% | $98,628 +0.8% |
| 2015 | $8,078 -2.5% | $97,893 -7.5% |
| 2013 | $8,284 | $105,843 -19.7% |
| 2010 | -- | $131,890 -0.7% |
| 2009 | -- | $132,865 |
| 2008 | -- | $132,865 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 61019
Nearby schools
GreatSchools rating
- 5/10Dakota Elementary SchoolGrades: PK-6Distance: 7.7 mi
- 6/10Dakota Jr Sr High SchoolGrades: 7-12Distance: 7.7 mi
Schools provided by the listing agent
- Elementary: Dakota 201
- Middle: Dakota 201
- High: Dakota 201
- District: Dakota 201
Source: NorthWest Illinois Alliance of REALTORS®. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Illinois
- Stephenson County
- Davis
- 61019
- 227 Lake Summerset Rd
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