TOCCOA RIVER ACCESS – A Peaceful Escape to your dream cabin nestled on 1.38 acres with access to the sparkling Toccoa River. This charming, fully turnkey home blends rustic comfort with eclectic charm, offering the perfect sanctuary for weekend getaways, full-time living, or short-term rental potential. Step inside to a warm and welcoming interior filled with cozy living spaces, unique design touches, and a relaxed vibe ideal for making lifelong memories. With 3 oversized Bedrooms and a Bathroom on Each Level, this property is set up to sleep 10 guests which would be great for your whole family or a STR investment. Outside, the real magic begins—gather around the fire pit under the stars, soak in the luxurious hot tub surrounded by nature's serenity, or spend your days fishing, tubing, or kayaking just steps from your back door. Whether you're seeking solitude or connection, this property offers it all—room to roam, river adventures, and mountain tranquility. Don't miss this rare opportunity to own a slice of paradise on the Toccoa River! Your perfect escape is waiting for You!
Active
Price cut: $30K (12/16)
$649,900
16 Toccoa Ridge Rd, Mineral Bluff, GA 30559
3beds
2,480sqft
Est.:
Residential
Built in 2002
1.38 Acres Lot
$620,900 Zestimate®
$262/sqft
$-- HOA
What's special
Room to roamCharming fully turnkey homeCozy living spacesWarm and welcoming interiorBathroom on each levelToccoa river access
- 215 days |
- 474 |
- 22 |
Zillow last checked: 9 hours ago
Listing updated: February 01, 2026 at 10:44am
Listed by:
The Holly Nelson Team 706-455-7400,
Engel & Volkers North Georgia Mountains,
The Holly Nelson Team 706-455-7400,
Engel & Volkers North Georgia Mountains
Source: NGBOR,MLS#: 417399
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 1
Rooms
- Room types: Living Room, Dining Room, Kitchen, Laundry, Great Room, Loft
Primary bedroom
- Level: Upper
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Refrigerator, Range, Oven, Microwave, Dishwasher, Washer, Dryer, Electric Water Heater
- Laundry: Laundry Closet, Laundry Room
Features
- Ceiling Fan(s), Cathedral Ceiling(s), Wood
- Flooring: Wood, Luxury Vinyl
- Windows: Insulated Windows
- Basement: Finished,Full
- Number of fireplaces: 1
- Fireplace features: Vented, Gas Log
- Furnished: Yes
Interior area
- Total structure area: 2,480
- Total interior livable area: 2,480 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Garage, Detached, Gravel
- Garage spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Screened, Deck, Covered
- Has view: Yes
- View description: Mountain(s), Seasonal, Trees/Woods
- Body of water: Toccoa River
- Frontage type: Road,None
Lot
- Size: 1.38 Acres
- Topography: Sloping
Details
- Parcel number: 0046 11C14
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Chalet,Cabin,Country
- Property subtype: Residential
Materials
- Frame, Log, Log Siding
- Roof: Shingle
Condition
- Resale
- New construction: No
- Year built: 2002
Utilities & green energy
- Sewer: Septic Tank
- Water: Community
- Utilities for property: Fiber Optics
Community & HOA
Community
- Features: River Access
- Subdivision: Toccoa River Acres
Location
- Region: Mineral Bluff
Financial & listing details
- Price per square foot: $262/sqft
- Tax assessed value: $528,975
- Annual tax amount: $1,939
- Date on market: 7/20/2025
- Road surface type: Gravel, Paved
Estimated market value
$620,900
$590,000 - $652,000
$2,486/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/16/2025 | Price change | $649,900-4.4%$262/sqft |
Source: NGBOR #417399 Report a problem | ||
| 7/20/2025 | Listed for sale | $679,9000%$274/sqft |
Source: NGBOR #417399 Report a problem | ||
| 7/15/2025 | Listing removed | $680,000$274/sqft |
Source:  Engel & Volkers #10489225 Report a problem | ||
| 3/30/2025 | Listed for sale | $680,000-2.7%$274/sqft |
Source: NGBOR #414347 Report a problem | ||
| 2/1/2025 | Listing removed | $699,000$282/sqft |
Source: Engel & Volkers #10376196 Report a problem | ||
| 11/30/2024 | Price change | $699,000-0.1%$282/sqft |
Source: NGBOR #409034 Report a problem | ||
| 9/12/2024 | Listed for sale | $700,000+64.7%$282/sqft |
Source: NGBOR #409034 Report a problem | ||
| 5/22/2022 | Listing removed | -- |
Source:  RE/MAX International Report a problem | ||
| 5/20/2022 | Pending sale | $424,900-1.8%$171/sqft |
Source: RE/MAX International #315236 Report a problem | ||
| 5/13/2022 | Sold | $432,500+1.8%$174/sqft |
Source: NGBOR #315236 Report a problem | ||
| 4/19/2022 | Pending sale | $424,900$171/sqft |
Source:  GAMLS #20033536 Report a problem | ||
| 4/13/2022 | Listed for sale | $424,900+113%$171/sqft |
Source: RE/MAX International #315236 Report a problem | ||
| 3/24/2017 | Sold | $199,500-5%$80/sqft |
Source: NGBOR #262019 Report a problem | ||
| 2/10/2017 | Pending sale | $210,000$85/sqft |
Source: BHGRE METRO BROKERS #8079272 Report a problem | ||
| 11/13/2016 | Price change | $210,000-6.7%$85/sqft |
Source: BHGRE METRO BROKERS #262019 Report a problem | ||
| 11/7/2016 | Price change | $225,000+2.5%$91/sqft |
Source: BHGRE METRO BROKERS #262019 Report a problem | ||
| 10/31/2016 | Price change | $219,500-2.4%$89/sqft |
Source: BHGRE METRO BROKERS #262019 Report a problem | ||
| 9/17/2016 | Price change | $225,000-4.3%$91/sqft |
Source: RE/MAX Town and Country #256221 Report a problem | ||
| 8/24/2016 | Price change | $235,000-1.7%$95/sqft |
Source: RE/MAX Town and Country #256221 Report a problem | ||
| 6/6/2016 | Price change | $239,000-4.4%$96/sqft |
Source: RE/MAX Town and Country #256221 Report a problem | ||
| 3/29/2016 | Listed for sale | $250,000+0%$101/sqft |
Source: REMAX Town & Country - Blue Ridge #256221 Report a problem | ||
| 12/31/2015 | Listing removed | $249,900$101/sqft |
Source: Harry Norman Realtors #250787 Report a problem | ||
| 8/20/2015 | Listed for sale | $249,900+32.9%$101/sqft |
Source: Harry Norman Realtors #250787 Report a problem | ||
| 6/20/2007 | Sold | $188,000+7.4%$76/sqft |
Source: Public Record Report a problem | ||
| 12/28/2005 | Sold | $175,000$71/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,939 +12.8% | $211,590 +25.5% |
| 2023 | $1,720 +44.7% | $168,654 +26.5% |
| 2022 | $1,189 +9.5% | $133,301 +67.8% |
| 2021 | $1,086 -1.6% | $79,440 |
| 2020 | $1,104 -4.4% | $79,440 |
| 2019 | $1,154 -5.7% | $79,440 |
| 2018 | $1,224 | $79,440 +9.5% |
| 2017 | $1,224 +80% | $72,554 +6% |
| 2016 | $680 | $68,472 -8.9% |
| 2015 | $680 +0.2% | $75,184 -7.2% |
| 2014 | $679 +0.8% | $81,000 +32.9% |
| 2013 | $673 | $60,930 |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | -- |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,196/mo
Principal & interest
$3006
Property taxes
$190
Climate risks
Neighborhood: 30559
Nearby schools
GreatSchools rating
- 7/10West Fannin Elementary SchoolGrades: PK-5Distance: 4.2 mi
- 7/10Fannin County Middle SchoolGrades: 6-8Distance: 2.9 mi
- 4/10Fannin County High SchoolGrades: 9-12Distance: 4.2 mi
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