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For sale
  • Price increase: $20K (11/6)
    $419,900

    8630 Elm Rd, Chestertown, MD 21620

    5beds
    1,936sqft
    : 
    $2,780/mo
    Get pre-qualified
    Single Family Residence
    Built in 2006
    0.38 Acres Lot
    $418,200 Zestimate®
    $217/sqft
    $4/mo HOA

    What's special

    Expanded deckApproximately two-year-old water heaterRecently replaced washerHot tubFire pitStainless-steel appliances
    Enjoy the Eastern Shore as your weekend retreat at 8630 Elm Road. Calling all boaters, fishers, hunters, beachgoers, nature and recreation lovers, investors, and residential vacation-home seekers looking for a peaceful Eastern Shore getaway—with the waterfront lifestyle without the waterfront price. Located in the waterfront community of Tolchester Estates, this refreshed five-bedroom, 2.5-bath home offers approximately 1,936 square feet of flexible living space on about 0.38 acres. The fifth bedroom can serve as a home office, guest room or hobby space with 8 car driveway large enough for multiple families, a boat or RV. The home features stainless-steel appliances, a recently replaced washer, an approximately two-year-old water heater and an electric fireplace with custom floating shelves. Outside, enjoy the expanded deck, hot tub and fire pit. On crisp fall or winter evenings, gather around the fire for s’mores and hot chocolate. Tolchester Marina is about three blocks away, across the street from the home. The private marina welcomes visitors to its Shanty Bar, with seasonal live entertainment, and its on-site restaurant, where you can enjoy breakfast. Boating, kayaking and other water activities are nearby, and the community boat ramp is about one mile away. Local fishing charters operate from the marina; reservations and fees are separate. Transient slips may be available for overnight stays. Marina pool access is limited to eligible slip holders and overnight transient guests, subject to marina rules, fees and availability. Great Oak Landing—with its nine-hole executive golf course and Jellyfish Joel’s Beach Bar—is a 15-minute drive away. Enjoy the area’s natural setting, with opportunities to see deer and rabbits and listen to birdsong. Eastern Neck National Wildlife Refuge offers trails, wildlife viewing and seasonal deer hunts on designated days with a required refuge permit. Millington Wildlife Management Area offers about 4,000 acres of public hunting access, subject to Maryland DNR rules and season requirements. Downtown Rock Hall, with its seafood restaurants and waterfront dining, is about a 10-minute drive away. Enjoy a beach day at Ferry Park or explore Eastern Neck. Historic Chestertown is about 15 minutes away, where you can stroll the year-round Saturday farmers market, browse local vendors and bring home fresh seasonal produce. Make a day of exploring the area’s wineries, including Crow Vineyard and Broken Spoke Winery, and create your own Eastern Shore wine-tasting tour. Casa Carmen’s wine and tapas tasting room offers another inviting stop in Chestertown. Most furnishings are included, including the queen- and king-size Havertys bedroom sets, generally used mattresses approximately two to four years old, and the deck furniture. With flexible living space, outdoor gathering areas and convenient access to boating, fishing, hunting, golf, beaches, dining and nature, 8630 Elm Road is well suited to a full-time home or an Eastern Shore getaway. USDA 100% financing may be available to eligible buyers, subject to property eligibility, borrower qualification and lender approval.
    86 days
    388
    28

    Zillow last checked:

    Listing updated:

    Listed by:

    Larry Lessin 301-355-6104,

    Save 6, Incorporated 301-355-6104

    Source: Bright MLS,MLS#: MDKE2006914MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Basement
      • Area: 0
      Heating
      • Heat Pump, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Microwave, Cooktop, Dishwasher, Dryer, Ice Maker, Stainless Steel Appliance(s), Washer, Electric Water Heater
      Features
      • Attic, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Kitchen - Table Space, Primary Bath(s), Formal/Separate Dining Room, Open Floorplan
      • Flooring: Carpet, Wood
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 1,936
      • Total interior livable area: 1,936 sqft
      • Finished area above ground: 1,936
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 9
      • Parking features: Garage Door Opener, Inside Entrance, Driveway, Attached
      • Attached garage spaces: 1
      • Uncovered spaces: 8
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Porch
      • Pool features: None
      • Waterfront features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Bay
      • Body of water: Chesapeake Bay
      Lot
      • Size: 0.38 Acres
      • Features: Backs to Trees, Landscaped
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 1506009387
      • Zoning: RR
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Other
      Condition
      • New construction: No
      • Year built: 2006

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Tolchester Estates
      HOA
      • Has HOA: Yes
      • Services included: Other
      • HOA fee: $50 annually
      Location
      • Region: Chestertown

      Financial & listing details

      • Price per square foot: $217/sqft
      • Tax assessed value: $315,967
      • Annual tax amount: $3,193
      • Date on market: 8/14/2026
      • Listing agreement: Exclusive Agency
      • Ownership: Fee Simple

        Estimated market value

        $418,200

        $397,000 - $439,000

        $2,490/mo

        Price history

        DateEventPrice
        11/6/2026Price change$419,900+5%$217/sqft
        Source: Bright MLS #MDKE2006914 Report a problem
        10/16/2026Price change$399,900-5.9%$207/sqft
        Source: Bright MLS #MDKE2006914 Report a problem
        8/26/2026Price change$424,900-4.5%$219/sqft
        Source: Bright MLS #MDKE2006914 Report a problem
        8/14/2026Listed for sale$445,000+21.6%$230/sqft
        Source: Bright MLS #MDKE2006914 Report a problem
        6/2/2022Sold$366,000+4.6%$189/sqft
        Source: Bright MLS #MDKE2001352 Report a problem
        5/2/2022Pending sale$349,900+37.2%$181/sqft
        Source: Bright MLS #MDKE2001352 Report a problem
        3/24/2021Sold$255,000$132/sqft
        Source: Public Record Report a problem
        9/30/2020Sold$255,000-7.2%$132/sqft
        Source: Agent Provided Report a problem
        7/24/2020Price change$274,900-1.8%$142/sqft
        Source: Chesapeake Real Estate Associates, LLC #MDKE116230 Report a problem
        3/12/2020Listed for sale$279,900+24.4%$145/sqft
        Source: Chesapeake Real Estate Associates, LLC #MDKE116230 Report a problem
        5/23/2017Sold$225,000$116/sqft
        Source: Public Record Report a problem
        3/30/2017Pending sale$225,000$116/sqft
        Source: Rock Hall Properties Real Estate #KE9637877 Report a problem
        10/27/2016Price change$225,000-5.9%$116/sqft
        Source: Rock Hall Properties Real Estate #KE9637877 Report a problem
        8/12/2016Price change$239,000-2.4%$123/sqft
        Source: Rock Hall Properties Real Estate #KE9637877 Report a problem
        6/21/2016Price change$245,000-2%$127/sqft
        Source: Rock Hall Properties Real Estate #KE9637877 Report a problem
        4/25/2016Listed for sale$250,000+59.2%$129/sqft
        Source: Rock Hall Properties Real Estate #KE9637877 Report a problem
        1/15/2015Sold$157,000-13.7%$81/sqft
        Source: Public Record Report a problem
        8/30/2014Listed for sale$182,000+1.5%$94/sqft
        Source: Long & Foster Real Estate #KE8443151 Report a problem
        6/30/2014Sold$179,350$93/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2026-- $315,967 +12.2%
        2025$3,193 +13.9%$281,533 +13.9%
        2024$2,802 +3.6%$247,100 +3.6%
        2023$2,705 +4.7%$238,500 -3.5%
        2022$2,584 +3%$247,100 +11.7%
        2021$2,510 +1.3%$221,300 +1.3%
        2020$2,479 +1.3%$218,567 -1.2%
        2019$2,448 +1.3%$221,300 +3.8%
        2018$2,417 $213,100
        2017$2,417 -11.7%$213,100
        2016$2,735 $213,100 -2.5%
        2015$2,735 $218,500
        2014$2,735 $218,500
        2013-- $218,500 -11.4%
        2012-- $246,600
        2011-- $246,600
        2010-- $246,600 -6.3%
        2009-- $263,270 +14.2%
        2008-- $230,616 +16.5%
        2007-- $197,963 +836.4%
        2006-- $21,140 +11.5%
        2005-- $18,960 +1347.3%
        2004-- $1,310
        2003-- $1,310
        2002-- $1,310
        2001-- $1,310
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 21620

        Getting around

        0 / 100
        Car-Dependent
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Kent County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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