Active

Price cut: $24.9K (7/8)

$375,000

1230 4th St NW, Rochester, MN 55901

3beds

2,870sqft

$2,440/mo

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Single Family

Built in 1959

6,795 Square Feet Lot

$373,200 Zestimate^®

$131/sqft

$-- HOA

What's special

A truly rare find only 600 yards from St. Mary's, this exceptional home offers a downtown location backing to Kutzky Park, yet with a modern floor plan and 2,800+ sq ft of living space that's hard to find in the neighborhood. A 2nd floor spans the entire home and offers potential for an additional 1,800 sq ft of living space, and is accessed through a separate entrance in the garage - perfect for storage, a roommate, or mother-in-law suite. The spacious lower level features high ceilings, a large family room, 3rd bedroom + bath, and plenty of storage space. Other great features include many updated windows, aluminum siding, attached 2-car garage and 2 fireplaces. This home is move-in ready with great potential to add equity over time!

33 days

1,222

44

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 1
3/4 bathrooms: 1
1/2 bathrooms: 1

Bedroom

Level: Main

Bedroom 2

Level: Main

Bedroom 3

Level: Lower

Bathroom

Level: Main

Bathroom

Level: Main

Bathroom

Level: Lower

Dining room

Level: Main

Family room

Level: Lower

Kitchen

Level: Main

Laundry

Level: Lower

Living room

Level: Main

Storage

Level: Upper

Utility room

Level: Lower

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Dishwasher, Dryer, Range, Refrigerator, Wall Oven, Washer, Water Softener Owned
Laundry: In Basement

Features

Basement: Block,Finished,Full,Partially Finished
Number of fireplaces: 2
Fireplace features: Wood Burning

Interior area

Total structure area: 2,870
Total interior livable area: 2,870 sqft
Finished area above ground: 1,435
Finished area below ground: 1,435

Property

Parking

Total spaces: 2
Parking features: Attached
Attached garage spaces: 2

Accessibility

Accessibility features: None

Features

Levels: One and One Half
Stories: 1.5
Patio & porch: Patio

Lot

Size: 6,795 Square Feet
Dimensions: 110 x 62
Features: Near Public Transit, Property Adjoins Public Land

Details

Additional structures: Storage Shed
Foundation area: 1435
Parcel number: 743441003155
Zoning description: Residential-Single Family

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family

Materials

Roof: Asphalt

Condition

New construction: No
Year built: 1959

Utilities & green energy

Electric: Circuit Breakers
Gas: Natural Gas
Sewer: City Sewer/Connected
Water: City Water/Connected

Community & HOA

Community

Subdivision: Cascade Plaza-Torrens

HOA

Has HOA: No

Location

Region: Rochester

Financial & listing details

Price per square foot: $131/sqft
Tax assessed value: $415,200
Annual tax amount: $5,636
Date on market: 6/23/2026

Estimated market value

$373,200

$355,000 - $392,000

$2,195/mo

Price history

Date	Event	Price
7/8/2026	Price change	$375,000-6.2%$131/sqft
Source: NorthstarMLS as distributed by MLS GRID #7097388 Report a problem
6/26/2026	Listed for sale	$399,900$139/sqft
Source: NorthstarMLS as distributed by MLS GRID #7097388 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,812 +2%	$406,000 +18.9%
2024	$4,718	$341,500 -8.7%
2023	--	$374,200 +13.5%
2022	$3,742 +0.2%	$329,800 +22%
2021	$3,734 +4.4%	$270,400 +0.4%
2020	$3,576 +10.6%	$269,300 +20.3%
2019	$3,234	$223,900 +0.7%
2017	$3,234 +9.6%	$222,400 +11.5%
2016	$2,950	$199,400 +12.1%
2015	$2,950 +9.5%	$177,800 -0.9%
2014	$2,694 +6.1%	$179,400 -2.1%
2012	$2,538	$183,300 -10.1%
2011	--	$203,800 -3.5%
2010	$2,514 -2.6%	$211,100 -2%
2008	$2,582	$215,400

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: Kutzky Park

Getting around

80 / 100

Very Walkable

82 / 100

Very Bikeable

Nearby schools

GreatSchools rating

6/10
Bishop Elementary School
Grades: PK-5Distance: 1.8 mi
5/10
John Adams Middle School
Grades: 6-8Distance: 2.1 mi
5/10
John Marshall Senior High School
Grades: 9-12Distance: 0.6 mi

Schools provided by the listing agent

Elementary: Harriet Bishop
Middle: John Adams
High: John Marshall

Source: NorthstarMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.