Luxury Waterfront Living with Private Deeded Boat Slip in the exclusive gated community of Waters Edge at Seneca Creek! This former model home is just a few years old and loaded with upgrades, premium finishes, and breathtaking water views from nearly every level. This elegant 4-bedroom, 4-bath home offers over four levels of thoughtfully designed living space. The entry level welcomes you with custom built-ins, ceramic flooring, a spacious two-car garage, abundant storage, and a workshop area with walkout access to the yard. The main living level features an open-concept design with hardwood floors, abundant natural light, and spectacular water views. The gourmet kitchen is appointed with granite countertops, stainless steel Energy Star appliances, a gas range, oversized center island, breakfast area, and 42-inch white shaker cabinetry. Step outside to the expansive 26' x 14' composite deck overlooking Seneca Creek—perfect for entertaining or simply enjoying the stunning water views and natural surroundings. Upstairs, the luxurious primary suite includes a private sitting area with water views and a spa-inspired bath. Two additional generously sized bedrooms, a full bath, and conveniently located laundry complete this level. The top-floor loft provides exceptional flexibility as a bedroom, family room, home office, fitness space, or guest retreat. Complete with a wet bar, half bath, and access to a stunning 16' x 12' rooftop deck, this level offers some of the home's most spectacular waterfront views. Boating enthusiasts will appreciate deeded ownership of Slip #2 at the maintenance free community pier. Improvements include four additional pilings creating 2 slips- one with a 15,000-pound Magnum boat lift, and electrical service for both wet and dry dock capabilities, providing direct access to Seneca Creek and the Chesapeake Bay. Never mow another lawn or pull another weed as your HOA takes care of landscaping and lawn maintenance as well as upkeep of the community's private dock and beach area. Rarely does a home combine luxury finishes, panoramic water views, private boating access, and low-maintenance living so seamlessly. Move-in ready and truly one of the area’s premier waterfront offerings.
For sale
$849,999
519 Schmidt Rd, Middle River, MD 21220
4beds
2,600sqft
Single Family Residence
Built in 2019
2,743 Square Feet Lot
$826,600 Zestimate®
$327/sqft
$472/mo HOA
What's special
Premium finishesCustom built-insLoaded with upgradesAbundant storageOpen-concept designHalf bathHardwood floors
- 8 days |
- 237 |
- 11 |
Zillow last checked:
Listing updated:
Listed by:
Tina Holmes 410-292-4846,
Cummings & Co. Realtors (410) 823-0033
Source: Bright MLS,MLS#: MDBC2166406
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
- Main level bathrooms: 1
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Foyer, Breakfast Room, Laundry, Workshop, Primary Bathroom, Full Bath, Half Bath
Primary bedroom
- Level: Upper
Bedroom 2
- Level: Upper
Bedroom 3
- Level: Upper
Bedroom 4
- Level: Upper
Primary bathroom
- Level: Upper
Breakfast room
- Level: Main
Dining room
- Level: Main
Foyer
- Level: Lower
Other
- Level: Upper
Half bath
- Level: Main
Half bath
- Level: Upper
Kitchen
- Level: Main
Laundry
- Level: Upper
Living room
- Level: Main
Mud room
- Level: Lower
Workshop
- Level: Lower
Heating
- Heat Pump, Electric, Propane
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Exhaust Fan, Ice Maker, Microwave, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliance(s), Washer, Water Dispenser, Water Heater, Electric Water Heater
- Laundry: Upper Level, Laundry Room, Mud Room
Features
- Bathroom - Stall Shower, Bathroom - Tub Shower, Breakfast Area, Built-in Features, Ceiling Fan(s), Combination Dining/Living, Crown Molding, Dining Area, Family Room Off Kitchen, Open Floorplan, Formal/Separate Dining Room, Eat-in Kitchen, Kitchen Island, Kitchen - Table Space, Other, Pantry, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), Bar, 9'+ Ceilings, Dry Wall
- Flooring: Carpet, Ceramic Tile, Hardwood, Wood
- Doors: Insulated, Sliding Glass
- Windows: Double Pane Windows, Insulated Windows, Low Emissivity Windows, Window Treatments
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 3,640
- Total interior livable area: 2,600 sqft
- Finished area above ground: 2,600
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Garage Faces Front, Garage Door Opener, Inside Entrance, Asphalt, Attached, Driveway
- Attached garage spaces: 2
- Uncovered spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: Four
- Stories: 4
- Patio & porch: Deck, Roof
- Exterior features: Boat Storage, Lighting, Flood Lights, Private Beach, Balcony
- Pool features: None
- Has view: Yes
- View description: Harbor, River, Water
- Has water view: Yes
- Water view: Harbor,River,Water
- Waterfront features: Private Dock Site, Sandy Beach, Shared, River, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed
- Body of water: Seneca Creek
- Frontage length: Water Frontage Ft: 150
Lot
- Size: 2,743 Square Feet
- Dimensions: 40 x 65
- Features: Backs - Open Common Area, Cul-De-Sac, No Thru Street
Details
- Additional structures: Above Grade
- Parcel number: 04152500015876
- Zoning: RES
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Coastal,Colonial
- Property subtype: Single Family Residence
Materials
- Advanced Framing, Batts Insulation, Blown-In Insulation, Cement Siding, HardiPlank Type
- Foundation: Slab
- Roof: Architectural Shingle,Metal
Condition
- Excellent
- New construction: No
- Year built: 2019
Details
- Builder model: Constellation
- Builder name: Caruso Homes
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Green energy
- Energy efficient items: Appliances, HVAC, Home Energy Management, Lighting
- Indoor air quality: Moisture Control, Ventilation
- Water conservation: Low-Flow Fixtures
Community & HOA
Community
- Security: Exterior Cameras, Security Gate
- Subdivision: Waters Edge
HOA
- Has HOA: Yes
- Amenities included: Beach Access, Common Grounds, Gated, Pier/Dock, Water/Lake Privileges
- Services included: Common Area Maintenance, Maintenance Grounds, Security
- HOA fee: $472 monthly
- HOA name: WATER'S EDGE AT SENECA CREEK
Location
- Region: Middle River
- Municipality: Middle River
Financial & listing details
- Price per square foot: $327/sqft
- Tax assessed value: $742,800
- Annual tax amount: $8,741
- Date on market: 6/19/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$826,600
$785,000 - $868,000
$3,139/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/19/2026 | Listed for sale | $849,999+18.9%$327/sqft |
Source:  Bright MLS #MDBC2166406 Report a problem | ||
| 10/14/2022 | Sold | $715,000-4.5%$275/sqft |
Source: Bright MLS #MDBC2044144 Report a problem | ||
| 9/23/2022 | Pending sale | $748,900$288/sqft |
Source: Bright MLS #MDBC2044144 Report a problem | ||
| 9/6/2022 | Contingent | $748,900$288/sqft |
Source: Bright MLS #MDBC2044144 Report a problem | ||
| 7/20/2022 | Price change | $748,9000%$288/sqft |
Source: Bright MLS #MDBC2044144 Report a problem | ||
| 6/27/2022 | Price change | $749,000-6.3%$288/sqft |
Source: Bright MLS #MDBC2037576 Report a problem | ||
| 5/27/2022 | Listed for sale | $799,000+17.5%$307/sqft |
Source: Bright MLS #MDBC2037576 Report a problem | ||
| 7/22/2021 | Sold | $679,990$262/sqft |
Source: Public Record Report a problem | ||
| 6/24/2020 | Sold | $679,990$262/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: Bowleys Quarters
Nearby schools
GreatSchools rating
- 4/10Seneca Elementary SchoolGrades: PK-5Distance: 0.2 mi
- 2/10Stemmers Run Middle SchoolGrades: 6-8Distance: 3.7 mi
- 2/10Kenwood High SchoolGrades: 9-12Distance: 4 mi
Schools provided by the listing agent
- District: Baltimore County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
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